Proof of Funds, did I screw it up?

[Xtensio]

I transmitted my application yesterday.

I have over 9x.xxx CAD available. So actually more than enough as proof of funds (family of 2)

But I wasn’t able to provide a letter/statements as required by CIC:
CIC website states that we have to disclose all accounts. I do have a 8.000$ student loan left, paid from an Austrian bank account every month.

I actually only use this foreign bank account in Austria to pay for my loan (about 150€ per month) and transfer every couple of month a couple hundred euro from my US-Account to the Austrian account. Currently I do have about 500€ on this account but I don’t need that ~750CAD as PoF. Average balance might be more around 100-200€.

I wasn’t able to get the required letter or a “actual” statement from that bank. So I just made a screenshot of the transaction history of the last 5 month (6 month wasn’t possible).

I mentioned that in the LoE

My intention was to just disclose this account and not to use this low amount as PoF.

Now I kind of freaking out about that and I’m really worried that they will reject the application for the reason that I didn’t comply with the required form (6 month statement and not only about 5 month and real statement and not only screenshot).

Any idea what I could do?
Or would CIC probably just see that I have enough funds in my US-Accounts and they don’t care about the Austrian account and the non-conform statements?

 

[Xtensio]

+push+

 

[JaaKaaa]

Hi mate.
I am in similar situation. My bank doesn't verify/stamp month statements, they just send it via mail and post, so I opened account in another bank but didn't present letter from my first bank to CIC (no debt, just insufficient money, I wanted to keep it simple). If they have any questions, if anything smells fishy, they will ask for ADR.

Before they make decision to reject application I believe they must send Procedural Fairness letter, at least that's what I read today. They can ask for ADR, letter of explanation or an interview. More on Procedural Fairness:

https://www.canada.ca/en/immigration-refugees-citizenship/corporate/publications-manuals/operational-bulletins-manuals/service-delivery/procedural-fairness.html

However, I have no experience in this so you shouldn't rely on just my opinion. Good luck!

 

[Xtensio]

Thanks for your input.

That’s good to know that they probably won’t just reject the application.

 

[WarHammer]

I transmitted my application yesterday.

I have over 9x.xxx CAD available. So actually more than enough as proof of funds (family of 2)

But I wasn’t able to provide a letter/statements as required by CIC:
CIC website states that we have to disclose all accounts. I do have a 8.000$ student loan left, paid from an Austrian bank account every month.

I actually only use this foreign bank account in Austria to pay for my loan (about 150€ per month) and transfer every couple of month a couple hundred euro from my US-Account to the Austrian account. Currently I do have about 500€ on this account but I don’t need that ~750CAD as PoF. Average balance might be more around 100-200€.

I wasn’t able to get the required letter or a “actual” statement from that bank. So I just made a screenshot of the transaction history of the last 5 month (6 month wasn’t possible).

I mentioned that in the LoE

My intention was to just disclose this account and not to use this low amount as PoF.

Now I kind of freaking out about that and I’m really worried that they will reject the application for the reason that I didn’t comply with the required form (6 month statement and not only about 5 month and real statement and not only screenshot).

Any idea what I could do?
Or would CIC probably just see that I have enough funds in my US-Accounts and they don’t care about the Austrian account and the non-conform statements?

It’s not a problem. Don’t worry about it.