plz read this topic & write ur views , important fr al of us,

[harmanmeet]

its not about visa officer knows abt god or not.

we get things whenever the god wants.

ur file must have something wrong thats y they have refused twice.

its difficult to make u understand anything....hope u get a visa.

wish u a good luck.

how much money did u show in ur savings account? when u applied under SPP?

they have not refuse me twice ,
i have applied on 21st june 2010 for 2nd time & still my status is under processing.
& i hope i will get visa
i have paid my fees of 6316 $
i have paid my fees not from my loan
10 lakh loan from sbi
my parents r govt. employees and my elder brother is also a govt. employee.
we r 4 members in our family.
for 2nd time i showed a liquid fund of 21 lakh with all the documents like g.p.f, ppf, lic savings,
and a property documents of 37 lakh.
i have also attached my parents salary certificate and income tax returns , bank statements and brother's funds too. i hope i will get visa this time.

 

[jeetmks]

they have not refuse me twice ,
i have applied on 21st june 2010 for 2nd time & still my status is under processing.
& i hope i will get visa
i have paid my fees of 6316 $
i have paid my fees not from my loan
10 lakh loan from sbi
my parents r govt. employees and my elder brother is also a govt. employee.
we r 4 members in our family.
for 2nd time i showed a liquid fund of 21 lakh with all the documents like g.p.f, ppf, lic savings,
and a property documents of 37 lakh.
i have also attached my parents salary certificate and income tax returns , bank statements and brother's funds too. i hope i will get visa this time.

I am asking...how much money did u show in ur account when u applied under SPP?

 

[harmanmeet]

I am asking...how much money did u show in ur account when u applied under SPP?

i have not show my bank account
we don't need to show our account.
u can clear this point from anyone
i showed my mother's bank account
60000 rs
last 1 year's bank statement.

 

[jeetmks]

i have not show my bank account
we don't need to show our account.
u can clear this point from anyone
i showed my mother's bank account
60000 rs
last 1 year's bank statement.

Thats why u dint get Visa.

u are so overconfident loosehead person.

why dont u take someones advice...??..

dont tell me wats important and wats not...i have got the visa and u have been refused.

if am telling u that it is important to show 20% of fees in ur savings account that means it is important.

kindly have a look at the checklist of SPP and then talk.

 

[harmanmeet]

Thats why u dint get Visa.

u are so overconfident loosehead person.

why dont u take someones advice...??..

dont tell me wats important and wats not...i have got the visa and u have been refused.

if am telling u that it is important to show 20% of fees in ur savings account that means it is important.

kindly have a look at the checklist of SPP and then talk.

i m not a overconfident person
u r a overconfident loosehead person


Copy of an Educational Loan from an Indian Chartered Bank equivalent to at least 80% of tuition +living + travel expenses for one academic year (normally, first year’s tuition, unless already paid, plus $8000). See information on the next page for the list of acceptable banks

my college 1 year fees is 17000 $
i.e 7 lakh 50 thousand
i took a loan of 10 lakh
i paid my fees not from my loan
it's from my father's bank account
so 20% of total expenditure is my frist term's fee
and also i took loan more than 80% of my total expenditure including fees.
they said u have to take 80% loan of ur total expenditure including ur fees.
they haven't said u have to show ur bank account with 20% savings.

i had fulfill the all conditions of spp checklist.
nd 1 thing i want to clear u that , they haven't refused my visa regarding my funds.
they refused my visa regarding my studies and experience
don't tell me to see the checklist
i think u should see the checklist.
be cool dude , better luck for ur future life in canada.

 

[jeetmks]

i m not a overconfident person
u r a overconfident loosehead person


Copy of an Educational Loan from an Indian Chartered Bank equivalent to at least 80% of tuition +living + travel expenses for one academic year (normally, first year's tuition, unless already paid, plus $8000). See information on the next page for the list of acceptable banks

my college 1 year fees is 17000 $
i.e 7 lakh 50 thousand
i took a loan of 10 lakh
i paid my fees not from my loan
it's from my father's bank account
so 20% of total expenditure is my frist term's fee
and also i took loan more than 80% of my total expenditure including fees.
they said u have to take 80% loan of ur total expenditure including ur fees.
they haven't said u have to show ur bank account with 20% savings.

i had fulfill the all conditions of spp checklist.
nd 1 thing i want to clear u that , they haven't refused my visa regarding my funds.
they refused my visa regarding my studies and experience
don't tell me to see the checklist
i think u should see the checklist.
be cool dude , better luck for ur future life in canada.

LOL....80% loan of tuition fees and how much is left...??....20% obviously and that u have to show in ur account no matter wat.

if u have paid that 20% as ur first semester fees still u need to show rest of the amt in ur savings account.

750000 Rs is ur fees and u took a loan of 10 lakh...LOL

it was obvious that they are gonna refuse u no matter watever reason they give u.

if u have followed the rules and regulations of SPP then why did u take a loan of 10 lakh where as u had to take it of around 6 lakh.

if u dont want to believe then dont...its ur wish...i have got the visa by following proper rules.

if u are so clever why dint u follow everything properly.....they said ur course is not related to ur previous studies then the officers sitting in embassy are not stupid....anyway am not interested in ur ridiculous topics.

confused soul.

One more think hothead guy....u pretend like u knw everything abt visa and still u keep asking questions in the forum...LOL

double minded.

i pray to god that u get a visa...hope u ll kool down then.

 

[jeetmks]

One more thing harman....if am giving u advice abt the documention then its for ur own good......its not gonna benefit me becoz i have been issued a visa.

u are asking questions in the forum...starting topics everyday and still u dont want to listen and follow anything.

ur posts are full of ego and u are pretending that u are aware of everything......then why are u starting topics daily and wasting peoples time?

Bye Bye

Sat Sri Akaal

 

[hardeep_chandigarh]

o challo chaddo yaaro

Dont act like punjabis(now dont start another war on this point) and do something productive that can help other people


Regards,
Hardeep

 

[harmanmeet]

LOL....80% loan of tuition fees and how much is left...??....20% obviously and that u have to show in ur account no matter wat.

if u have paid that 20% as ur first semester fees still u need to show rest of the amt in ur savings account.

750000 Rs is ur fees and u took a loan of 10 lakh...LOL

it was obvious that they are gonna refuse u no matter watever reason they give u.

if u have followed the rules and regulations of SPP then why did u take a loan of 10 lakh where as u had to take it of around 6 lakh.

if u dont want to believe then dont...its ur wish...i have got the visa by following proper rules.

if u are so clever why dint u follow everything properly.....they said ur course is not related to ur previous studies then the officers sitting in embassy are not stupid....anyway am not interested in ur ridiculous topics.

confused soul.

One more think hothead guy....u pretend like u knw everything abt visa and still u keep asking questions in the forum...LOL

double minded.

i pray to god that u get a visa...hope u ll kool down then.

give me ur no. dude , i will clear ur all doubts,
we don't need to show money in our account , i have taken a loan of 10 lakh , so if we transfer it into my account then we have to pay the interest, so whenever we need an amount from our 10 lakh loan , the bank will give us that amount and on that amount the interst will start,
i have paid my fees not from my loan,
the date of submission of my 2nd term fees is 5th nov,
so bank will give me the amount of my fees before 5th nov, and then the interest on that amount will start.
good luck dude.
we will meet there in canada.
tell me ur contact no.
if u have any doubt now, then i will clear it with u on the phone.
my email id - harmanneal @ yahoo.co.in

 

[lovepreet]

HARMAN & JEETMKS

Both of you need correction here.

Let me put it this way -

Under SPP we need to have 80% loan of (1st year fees+ ($8000) living expenses) which is usually IN BETWEEN- 6-8 lacs.

HARMAN Besides this OFFICIALLY we need not to have/show any other funds but JUST TO MAKE OUR CASE STRONG AND BE ON THE SAFER SIDE WE CAN SHOW REST OF THE 20% AMOUNT (REMEMBER WE TOOK 80% LOAN OF FEES AND LIVING EXPENSES) IN THE FORM OF EITHER CASH/FD/OTHER FINANCIAL INSTRUMENTS***

JEETMKS we need not to have 20% amount in cash or in particulary in OUR OWN account/name. it could be held by our parents.

Also,Harman it is always recommended and counts positive to pay the 1st semester fees out of loan only.

Lets hope for the best guys

NOTE - *** 20% amount = 3 lac rupees or more ***As per SPP we will submit loan documents only and dont need to show this 20% amount to embassy just prepare a financial summery and mention that we have 80% loan + also 3 lac rs. in a/c or whatever (but whatever amount we write must be in our a/c or in FD)

 

[harmanmeet]

HARMAN & JEETMKS

Both of you need correction here.

Let me put it this way -

Under SPP we need to have 80% loan of (1st year fees+ ($8000) living expenses) which is usually IN BETWEEN- 6-8 lacs.

HARMAN Besides this OFFICIALLY we need not to have/show any other funds but JUST TO MAKE OUR CASE STRONG AND BE ON THE SAFER SIDE WE CAN SHOW REST OF THE 20% AMOUNT (REMEMBER WE TOOK 80% LOAN OF FEES AND LIVING EXPENSES) IN THE FORM OF EITHER CASH/FD/OTHER FINANCIAL INSTRUMENTS***

JEETMKS we need not to have 20% amount in cash or in particulary in OUR OWN account/name. it could be held by our parents.

Also,Harman it is always recommended and counts positive to pay the 1st semester fees out of loan only.

Lets hope for the best guys

NOTE - *** 20% amount = 3 lac rupees or more ***As per SPP we will submit loan documents only and dont need to show this 20% amount to embassy just prepare a financial summery and mention that we have 80% loan + also 3 lac rs. in a/c or whatever (but whatever amount we write must be in our a/c or in FD)

Dear lovepreet
May b u r right dear,
But I have done a mistake 1st time then I have cleared it in 2nd time.
I have now showed 10 lakh loan , 3 lakh fees paid receipt, 8 lakh gpf, 3 lakh ppf, 1lakh 50 thousand fd, 1 lakh 10000 lic savings,

 

[vibez_well]

people !!

all of us were / are in the same boat. dont rock it so much.
we're all anxious / tensed / worried / frustrated / sh*t scared about a lot of things.... lets acknowledge that fact 1st.

one of the main objectives of this forum is to be of support and help to others... not to prove ur a know-it-all ! am sure none is trying to do that. lets just......