Hi All,
Just to advise you that I was able to apply for passport today (was amongst the first 10 people in line) and my name was already in the system. Took Oath on Dec 7th, travelling today and they told me to come pick up passport around 130PM, I paid for urgent fee $110. Just make sure your references and guarantor pick up the phone as they will call them live.
So to answer your question, even if they ask to wait 2 business days, you lose nothing by trying your luck to see if name on system. Also depends on your urgency. In my case business day#2 hasn't passed yet so lucky me I guess. I was a bit nervous as I anticipated that they would tell me that my name not in the system yet.
Happy Holidays to you all.