The coverage is $100k,
imo, if there's emergency, you pay first, then claim reimbursement from the insurer.
Yes.
To be honest this is the first time I have looked at the super visa and medical insurance option. The insurance plan is not sufficient to cover the health care costs of an elderly person living in Canada. $100,000 coverage is too little.
I'll go ask around whether they have more comprehensive packages. I'd rather pay a $100,000 in insurance premiums and make sure everything is covered for their entire lives than to play around with possible charges that can go into the millions. Mind you, most physicians don;t even know how to bill foreign patients. What is considered a reasonable fee? I am not aware of any guidelines.
I do have a friend whose father visited them in Edmonton and they did not buy travel insurance. He had an AMI. The bills went into excess of $500,000 before they finally got him fit enough to fly back to his home country.
So even with the travel insurance I am guessing the coverage would only have been $100,000?
It's really tough.