Pakistani Applicants waiting for PPR (Stage 1 or 2 letters) from CHC London

[somi 252]

Buying
Buying a home is a big step, and you might want to wait until you are settled before
you do so. Most homes in Canada are sold through real estate agents, although some
owners do it themselves. You may see “For Sale” signs posted in front of homes, and
you can also read the classified advertising section of the daily newspaper.
When buying a house, it’s important to remember that there are many hidden costs.
These may include the agent’s fee, in some provinces, as well as lawyer’s or notary’s fees,
annual property taxes, house insurance, registration fees, various home buyer taxes, and
the cost of maintaining the house: heat, hydro, water, sewer, and so on. Make sure you
know exactly what your costs will be before you buy.
You may want to find out about the First Home Loan Insurance Program, run by
the Canada Mortgage and Housing Corporation. It enables you to buy a home with
a smaller down payment. The Corporation’s fee is rolled into the total mortgage in
the form of a small percentage. Call their toll-free number for more information
(1-800-668-2642) or visit their website at www.cmhc-schl.gc.ca.

 

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Canada’s currency is the dollar. There are 100 cents in a dollar. Canadian
coins include the penny (1 cent), the nickel (5 cents), the dime (10 cents),
the quarter (25 cents), the one-dollar coin known as the “loonie” and the
two-dollar coin called a “toonie.” The most common paper bills are $5, $10, $20 and $50.
If you don’t have any Canadian money when you enter the country, you may wish to
exchange a small amount of your native currency for some Canadian money. Most
airports have foreign exchange offices that can do this for you. Try not to exchange too
much, however, since the rate of exchange (how much your money will buy) may not
be as good as at a local bank.
Banks and other financial institutions
Most Canadians keep their money in the bank. A bank account is a safe place to keep
your money. Banks let you write cheques, earn interest, apply for credit and pay your
bills. These kinds of financial services are also offered by credit unions, caisses populaires
and trust companies.
Opening an account
Most banks have various kinds of accounts, and you can discuss which kind you need
with them. To open one, you should be prepared to provide certain kinds of personal
information, as well as various forms of identification, such as your passport or your
Social Insurance Number. The bank may need your Social Insurance Number for
income tax purposes. This is the same for everyone, at any bank. Remember: post office
savings accounts do not exist in Canada.
Using bank machines
Many Canadians now use automated banking machines, known as ATMs, to do most of
their banking. It’s like a self-service bank, one that’s “open” 24 hours a day, seven days a
week. With a bank card, you can use these machines to get cash from your accounts, to
pay bills, to deposit cheques, and so on. You will likely pay a small fee for this service.
You can apply for a card at your bank. You will need to create a Personal Identification
Number (PIN) for yourself to access your accounts. Don’t lend your bank card to
anyone, or tell anyone your PIN. Don’t even let anyone see your PIN number when
you enter it in the banking machine. This will keep your account (and your money)
safe. Bank cards can also be used to buy things at many stores. The money is taken
directly from your account when you use your card. This is known as Interac Direct
Payment.
While all of these services are useful, keeping track of all your bank transactions can get
complicated. Remember to record everything and take note of your balance and the fees
charged by your financial institution.
Direct deposit
Direct deposit has become very popular with Canadians. It means that money owed
to you, such as a paycheque or a government payment, is put electronically into your
account. You have access to the money immediately, and you don’t have to wait for the
cheque to come in the mail or line up at the bank to deposit it. You can request this
service if you expect to receive regular payments. Most government departments offer
this service, as well as many companies.
Sending money
If you send money through the mail, don’t send cash. Use a certified cheque or money
order. Ask your bank about these options. You can also buy a money order at the post
office or wire money through private money order or transfer services (listed in the
yellow pages of the telephone book).
Applying for credit
Getting credit means that you borrow money to buy something now and pay it back
later, with interest. Interest is the fee charged for using the money. Interest rates can
be quite high, so you should be very careful how you use credit.
Credit comes in many forms: credit cards, lines of credit, mortgages and loans. You can
apply for credit cards at banks and trust companies. These cards allow you to buy items
on credit and be billed for them within a month. If you pay the full amount back by
the due date, you won’t be charged any interest.

If you borrow any money on credit, make sure you understand exactly when you have
to pay it back and how much it will cost. This includes monthly payments if you areborrowing money on an instalment plan.
Many department stores now advertise special sales where they claim that you can buy
something now and pay for it in a year or in six months with no interest. Make sure
you understand exactly what you must pay and when before you sign anything. If any
information is hard to understand, ask someone you trust for a clear explanation.
Telemarketing
You may get calls from people who are trying to sell you something. They may be
honest, but they might not be. The best way to protect yourself is never to give out any
personal or financial information to anyone over the telephone. If you feel uneasy about
the caller, just hang up.
For more information
The Financial Consumer Agency of Canada provides consumers with information on
a variety of financial products and services like bank accounts, payday loans, mortgages
and credit reports, as well as on their rights and responsibilities when dealing with
financial institutions. To learn more, visit their website at www.fcac-acfc.gc.ca,

 

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Tax-free savings
Everyone has their own dreams, and in Canada, we have several ways to help you save
money to achieve those goals. One way to do that is to save your money in a Tax-Free
Savings Account. You can save up to $5,000 a year in one of these accounts, which you
open at a bank or other financial institution. The income or interest you earn on the
investments in that Tax-Free Savings Account is tax-free, unlike the income you earn on
money you invest in the stock market or in savings bonds. You can also withdraw the
money at any time without being taxed on it. For more information on these accounts,
go to www.tfsa.gc.ca or talk to your bank.

 

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www.servicesfornewcomers.cic.gc.ca.

 

[somi 252]

“I’ve become a Canadian citizen and feel proud, happy and lucky. I was so
grateful to Canada. I had missed my childhood and now was starting another
period of my life. I think every Canadian should be proud. Even if I am a
different colour, I have my rights. I am a Canadian.”

“To me, Canada is a unique combination of many things and many people
from many places. It’s a creation that the world – and we – should cherish
and nourish.”

 

[samsung94]

Dear AGSHEHERYAR, SLEO, N KHIPAK...
Apollogies for being away n a late reply.... my laptop malfuntioned, so I was tying to be in through cell phone....
Anyways Im back now.....
Sleo...IO i guess means (Investigation officer)....and I dont know of him....I have applied my case through consultant...and have emailed LVO thrice only...without informing my consultant...
So Mr. Javed Mehmood Rana (JMR) Replied my queries....
In my 3 queries I have asked my status twice only...AND 1st inquiry was about my original docs...
I was amazed to see the reply in which JMR said, that your file is pending for review, which will be done shortly. Your medicals are expiring on 30th march 2013.
And in my last inquiry, JMR said,your file is pending for review by an immigration officer.
We are very much aware that ur meds r expiring on
30 march 2013. We will contact u in this due
course of time...
Dont know what is happening.....but one thing which I have understand is that, they are aware when our medicals are expiring, and hopefully Inshallah, they will issue us PPR1, very soon....
I have made some calculations which I would like to share....
today is nov 23, 2012...LVO mostly staff will be gone for chrismise by 15, 20 december.....so inshallah within these 25 days, our turn will come...other wise January will be the month of ppr1..because, they will have to give time to fly as well, and ppr1 to ppr2 it takes 6 weeks, that is mid or end feb 2013, passport stamping another 2 weeks, so start or mid of march I will be able to fly, targeting 30 march as my deadline for landing....
So, every single day, is very important for them as well as for us too....
Inshallah soon very soon, we all also be sharing the good news...
Remember I have calculated the time lines as per my deadline i.e 30th march 2013.

 

[KhiPak]

Well my dear Sir may your every word come true
But on the other hand I just don't know my own intuition is something different from your understanding, I am not sure they are going to touch our cases in 2012 atleast no more cases of NOC-0213 in 2012 from Pakistan/India/Srilanka/Bangladesh.

 

[Azad Jan]

AoA Folks,

Our passports were dispatched today to CHC-ISD. I made a list of all the durables and furniture that needs to be "disposed off" before our departure. Its not a big list, but my wife and I are really not interested in safe-keeping this stuff.

I was thinking of putting it all up on olx.pk but wanted to get a feeler on what others are doing in this regard.

Big items are;

2 42" wall TVs
2 Bedroom sets (bed + side tables + dressings table)
3 A/Cs
1 Fridge + 1 Microwave + 1 Deep Freezer
2 Dining Tables with Chairs
Sofa sets + tables
2 camcorders
1 PC + 2 printers

Any pointers on how to "dispose off" this stuff would be good.

Thanks.
AZAD JAN

 

[Azmat]

Dear All Friends


I request all my friends on forum to PLEASE specially pray in your Friday prayers today for my PPR1 request.

Thank You !!!!

 

[cyma]

Dear AGSHEHERYAR, SLEO, N KHIPAK...
Apollogies for being away n a late reply.... my laptop malfuntioned, so I was tying to be in through cell phone....
Anyways Im back now.....
Sleo...IO i guess means (Investigation officer)....and I dont know of him....I have applied my case through consultant...and have emailed LVO thrice only...without informing my consultant...
So Mr. Javed Mehmood Rana (JMR) Replied my queries....
In my 3 queries I have asked my status twice only...AND 1st inquiry was about my original docs...
I was amazed to see the reply in which JMR said, that your file is pending for review, which will be done shortly. Your medicals are expiring on 30th march 2013.
And in my last inquiry, JMR said,your file is pending for review by an immigration officer.
We are very much aware that ur meds r expiring on
30 march 2013. We will contact u in this due
course of time...
Dont know what is happening.....but one thing which I have understand is that, they are aware when our medicals are expiring, and hopefully Inshallah, they will issue us PPR1, very soon....
I have made some calculations which I would like to share....
today is nov 23, 2012...LVO mostly staff will be gone for chrismise by 15, 20 december.....so inshallah within these 25 days, our turn will come...other wise January will be the month of ppr1..because, they will have to give time to fly as well, and ppr1 to ppr2 it takes 6 weeks, that is mid or end feb 2013, passport stamping another 2 weeks, so start or mid of march I will be able to fly, targeting 30 march as my deadline for landing....
So, every single day, is very important for them as well as for us too....
Inshallah soon very soon, we all also be sharing the good news...
Remember I have calculated the time lines as per my deadline i.e 30th march 2013.

Dear Samsung94,

Our wishes are with you , as your medical expiry date is 30 March, I am 100% sure that you are going to share a good news of PPR soon with all of us.
I wish you get it today this friday INSHAALLAH. and you have atleast margin of 2 and half months for all post-visa preparation Ameen

 

[cyma]

Dear All Friends


I request all my friends on forum to PLEASE specially pray in your Friday prayers today for my PPR1 request.

Thank You !!!!

InshaALLAH

 

[wali]

Dear AGSHEHERYAR, SLEO, N KHIPAK...
Apollogies for being away n a late reply.... my laptop malfuntioned, so I was tying to be in through cell phone....
Anyways Im back now.....
Sleo...IO i guess means (Investigation officer)....and I dont know of him....I have applied my case through consultant...and have emailed LVO thrice only...without informing my consultant...
So Mr. Javed Mehmood Rana (JMR) Replied my queries....
In my 3 queries I have asked my status twice only...AND 1st inquiry was about my original docs...
I was amazed to see the reply in which JMR said, that your file is pending for review, which will be done shortly. Your medicals are expiring on 30th march 2013.
And in my last inquiry, JMR said,your file is pending for review by an immigration officer.
We are very much aware that ur meds r expiring on
30 march 2013. We will contact u in this due
course of time...
Dont know what is happening.....but one thing which I have understand is that, they are aware when our medicals are expiring, and hopefully Inshallah, they will issue us PPR1, very soon....
I have made some calculations which I would like to share....
today is nov 23, 2012...LVO mostly staff will be gone for chrismise by 15, 20 december.....so inshallah within these 25 days, our turn will come...other wise January will be the month of ppr1..because, they will have to give time to fly as well, and ppr1 to ppr2 it takes 6 weeks, that is mid or end feb 2013, passport stamping another 2 weeks, so start or mid of march I will be able to fly, targeting 30 march as my deadline for landing....
So, every single day, is very important for them as well as for us too....
Inshallah soon very soon, we all also be sharing the good news...
Remember I have calculated the time lines as per my deadline i.e 30th march 2013.

I am also waiting for PPR. My medical expiry date is 16th march 2013.

 

[azhermahmoodg]

Dear brother,

As we are going on immigration visa, i.e. permanent residence basis, therefore, it is not beneficial/necessary for being registered with Bureau of Emigration and Overseas Employment. I think it is necessary for those you are going for temporary work visas. Because the main benefit of getting registered with Protector of Emigrants is the Insurance of the pakistanies working abroad.

Regards
Azhar

Yes I second asamnani on this issue. Will it be illegal for Pakistani immigrants to work in Canada without officiating through the Bureau of Emigration and Overseas Employment? Though the process does not seem too tough however, it can be time consuming.

Best regards,

 

[carefore]

Congrats brother.............

Dear Friends,

By the Grace of Almighty ALLAH I received my PP today at 1.00PM.

Thanks to all of you.

 

[azhermahmoodg]

You can take extra suitcases/pieces of 23kg each for 60 dollars/each with you. That amount you will have to pay at the time of check in. This is what my travel agent informed me, please correct me if I am wrong.

Azhar

Salam,

I hope all of you are well towards your destination. I am leaving for Canada on 1st December through Emirates later connecting to American airlines for Vancouver. I have come to know that I can only take 1 piece 23 kg per person.I am thinking of booking some of my baggage.Can somebody suggest which is the better and less expensive way to do it.

Looking for a prompt response