Outstanding debt in home country, will this affect PR + other stuff?

[RebeccaCQ]

Where a person wishes to move to Canada & gain PR (with a job offer in place on the SINP programme), but has outstanding debts/arrears in their home country.....
1. Will this affect (a) their chances of getting a work permit or PR?
2. How badly might it affect their credit rating in Canada, and how will this impact their ability to rent a house, open a bank account, get utility accounts, buy a car etc.?

If they arrange an insolvency agreement in their home country, for their outstanding debts, will this have a worse impact compared to the above?

Thanks in advance!

 

[computergeek]

1. Will this affect (a) their chances of getting a work permit or PR?
2. How badly might it affect their credit rating in Canada, and how will this impact their ability to rent a house, open a bank account, get utility accounts, buy a car etc.?

CIC does not do credit checks as part of a PR application.

Credit ratings stop at national boundaries. You will start in Canada with no credit information. Under SOME circumstances a bank might pull your credit report in your home country (e.g., for a mortgage) but that only applies for a couple of years after you enter Canada and they will tell you if they are going to do so.

 

[dan8008]

So if he asked about a police clearnes from his home country to apply for PR in Canada . Do they will give it to him even if the bank already report him to the police . Governemt .. ?
I knew a guy with same storry . He wants to bay back but with 9$ an hour couldnt live and now he scared about that thing as his applying for PR so canada will make a security check on him ...

 

[RebeccaCQ]

Thank you Computergeek, that is great to know.


dan8008
I think that if people leave debts behind them & "do a runner" (leave without dealing with the debt issue) then their bank/financial institution will most likely take them to court, and in their absence may have an arrest warrent issued for them. This could have a variety of repurcussions. This however is not the scenario I am talking about.

 

[computergeek]

Canada does not allow for criminal prosecution of debtors absent some other factor (e.g., fraud) and thus a criminal claim of "owing a debt" would not be a criminal matter in Canada. Thus, while it might slow things down I cannot imagine that CIC would use that as the basis for a rejection.

 

[dan8008]

Thank you guys . Very good informations

 

[angel666]

Thank you guys . Very good informations

But in fairness to who ever your friend or you have credit why don't you pay them back because they did not just pick up the money they have lend...So that when you start a new life here in Canada you will be bless...