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Not paying USA credit card bills will have canada PR rejected?
- Thread starter Ordinary
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dobes
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- Nov 23, 2014
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Seriously? CIC doesn't do a credit check, so you're good unless one of your creditors files criminal charges against you!Ordinary said:Not paying USA credit card bills will have canada PR rejected?
Thanks Dobes. Can bank of america file criminal charges for not paying credit card bills? I havent done any kind of fraud, its just credit card bills.dobes said:Seriously? CIC doesn't do a credit check, so you're good unless one of your creditors files criminal charges against you!
I don't think they can file criminal charges in any way. At the most they can do is to drag you to court for payment. In this scenario, there is a chance for criminal charges if you fail to appear in court/fail to meet court directives in case of judgement. Usually, they go to court either in the first one year of your default or before it reaches 7 years from default.
However, if you need a mortgage in Canada, they will ask you for your credit report from US (some banks asks for you to provide one/ some has direct access and will request you to provide authorization).
That being said, your negative credit report won't be carried here.
(Worked in ALM and risk reporting for 6+ years)
However, if you need a mortgage in Canada, they will ask you for your credit report from US (some banks asks for you to provide one/ some has direct access and will request you to provide authorization).
That being said, your negative credit report won't be carried here.
(Worked in ALM and risk reporting for 6+ years)
iliv4u4ever said:I don't think they can file criminal charges in any way. At the most they can do is to drag you to court for payment. In this scenario, there is a chance for criminal charges if you fail to appear in court/fail to meet court directives in case of judgement. Usually, they go to court either in the first one year of your default or before it reaches 7 years from default.
However, if you need a mortgage in Canada, they will ask you for your credit report from US (some banks asks for you to provide one/ some has direct access and will request you to provide authorization).
That being said, your negative credit report won't be carried here.
(Worked in ALM and risk reporting for 6+ years)
As my FBI PCC is clear can i assume that there are no criminal charges against me for failing to appear in court?(Assuming that bank dragged me to court after i left USA)
As my FBI PCC is clear can i assume that there are no criminal charges against me for failing to appear in court?(Assuming that bank dragged me to court after i left USA)
did you face any issues from it and please le t me know
What happened to you after drag to you courtAs my FBI PCC is clear can i assume that there are no criminal charges against me for failing to appear in court?(Assuming that bank dragged me to court after i left USA)