I have a question I want to ask. I dont have enough money to carry. I am suppose to carry 20,000 but I have 16,000 after I have paid for accomodation. I have paid for 2 month lodging bill for a furnished 2 bedroom apartment in toronto at the rate of 4300/month already. I want to ask if we are fine with what we have. Can we carry the money in cash. Can the money be in US dollar equivalent. Please advice. Can I tell them I have the whole 20,000 and give explanation if they want to check that I have paid for apartment out of it. Or else should I tell them I have 16,000 with me and give explanation that 2 month accomodation has been paid for already and show them the evidence of payment. What do you suggest I should tell them. Thanks.