Medical officer is refusing on the basis of future cost.If we go for home dialysis then its 45K/year.opmama said:Just a guess, but "CKD = transplant = expensive!!!" I suspect it's not the current costs that factor in here as much as the future risk of very expensive costs. Even the way you put it, "she's not on dialysis yet" - that suggests there is at least a reasonable chance she will get there.
It looks like dialysis might be the more expensive option in Canada, actually... this source says $60K/year. And $23K for a transplant (wow, is that different than here in the US!), and $6K/year for anti-rejection drugs after the transplant.
Those are numbers well above the excess medical demand limits, so I'd imagine that is at least one factor in the CIC officer's mind.
No one knows when she will go or not.As i mentioned earlier we will opt for immediate transplant.
i have to wait for reports to se if i can challenge the medical officers opinion.
The thing I need most is how to offset the future costs.i am thinking along those lines.Only if i could provide a practical solid plan .