Need Advice on MEdical insurance

[Risabh_Canada]

My wife is in canada as visitor . she has applied for inland family class spousal sponsorship .while waiting to get work permit and OHIP . I want to purchase short term medical insurance for visitors to canada.

I am looking at manulife or sunlife visitors to canada . which one is good ?

Does this type of insurance cover sickness like cough , cold , flu and muscle pain. We can visit physicians for these type of symptoms under these ?

 

[scylla]

Insurance typically covers emergencies only. You have to pay out-of-pocket for visits to the doctor for non-emergency issues (like the ones you've described).

There are some insurance policies that cover non-emergency care. However they are quite a big more expensive and have high deductibles. Most of the time you're better off paying for this care yourself and only covering yourself for emergencies with the insurance.

 

[Shineon39]

When my wife visited me last summer I purchased with The Blue cross, they had the best price.

 

[charlem]

When my wife visited me last summer I purchased with The Blue cross, they had the best price.

Same as mine.. my husband got Blue Cross insurance for me.. and he added me to his Manulife insurance too.

 

[Hortie]

Try these guys - Safe Visit. They were a buck and a half per month for a hundred fifty thousand with a fifty dollar deductible and paid out for the two times I used it (one emergency for infection and another for tests.) Husband lowered it to a hundred a month for one hundred thousand covered with the same deductible.

1-877-541-1117

 

[Rob_TO]

My wife is in canada as visitor . she has applied for inland family class spousal sponsorship .while waiting to get work permit and OHIP . I want to purchase short term medical insurance for visitors to canada.

My wife used one of the companies from this site and had no problems making a claim. https://www.kanetix.ca/travel-visitors-to-canada

Also note that just getting the OWP from inland app I don't think qualifies her for OHIP. From stories I've heard, she would also need a letter from an employer that she's currently working full time.