mot said:
Thank tito.
What's GPS. Can a broker not get you a deal from one of the big boys? I dont like the idea of secondary lenders - cos they'll be far expensive. And I'd like to also ask you this question? Where else would you have lived apart from Toronto, especially if you are not looking to apply for job. I hope this is not personal.
2 have you found a job yet? Lastly Tito, which province is the Birmingham of UK - catch my drift?
(1) GPS is global positioning system used to navigate your way from one point to the other, it is a small device made by many companies (Garmin is very popular) and I think it's in naija now. The brokers can't help you, you actually should get pre-approved before looking for a house. The folks here are still pretty conservative which is good otherwise Canada would have gone the way of the US. Imagine home sale increasing despite about Cad$400,000 average price!! The secondary lenders will initially cost more but that will be in the beginning as they are also taking risk lending you money without being sure of your creditworthiness.
I like living cheap, so I would have picked places like Saskatchewan, Halifax or some other places but there are too many factors to consider. Those places have their downsides, integration may not be as easy as in Toronto (Toronto is like Lagos), imagine a southerner in naija moving to one remote place in Damaturu? Again, it makes sense to buy property where you can get good appreciation and can also sell off easily. Snow in some other provinces are worse than in Ontario except for BC.
(2) My job search is hung, no longer looking for one. This one na long story but I am using naija back up for support, I have a business in naija so I am in and out every now and then.
Its hard to tell which one is Birmingham of UK here but everywhere is so beautiful you may have challenges choosing except if you are locked down by job search. Winter is about the major concern for many people but I will choose snow over blackout, armed robbery, potholes, dead hospitals and general uncertainty of life in naija. Don't get me wrong oh, I am naija to the bone and love that country with all of me.