Hi mishy000, on the question about a consultant - i'm not very sure how much it really costs.. but from what i learned from forums and discussions, around Php100K - could go higher or lower.. but then again, first thing to consider is do you or your friend really need one considering the application to the MPNP is very straightforward. perhaps, forums like this one will already help you a lot and will save you the money. Especially that you mentioned "walang ganong kalaking pera for the settlement fund", then why resort to hiring a consultant. Trust me sis, konting research at basa basa lang sa website ng MPNP, you'll be good to go.. On the question kung may "ways na alam para makahiram ng pera sa banks or kung ano man". First, if you borrow from a bank - then you'll have to declare it in your application. MPNP will ask you to state your unencumbered assets, and in this area you might indicate the cash that you have in the bank.. But then you will also need to state your obligations - which is if you borrowed from a bank then that is your liability. If feasible with you, might as well borrow from a friend or relative who can afford to lend you some money. At least yun kahit di mo ideclare na nang-utang ka for your settlement funds. This is my take on your questions - others in this forum can add more insights. God bless!
just want to ask po sana regarding sa topic na ito. it is possible kung hindi m ideclare na meron ka debts sa bank? and kung ndi m man ideclare pano siya machecheck ng mpnp? ang chinecheck lang naman po yata nila eh yung bank account na naka declare na settlement funds m. and kung meron ka nga existing loan and ndi naka declare sa application, machecheck po ba nila yun kc meron bank secrecy law? tia po in advance
Salamat po uli sa pagsagot..
