You're welcomefragileheart!
Nasa left side po nitong comment box, just below my name on the left, under Ratings is <Good> THANKS! ;D
Yes, thats my advise. As you can see in the timelines of everyone, it takes at least 2-3 months after CIC receives your application package before they'll issue the AOR and "start" processing your application.
About your new question, my answer is this... if I am in your shoes, I will write any amount above the MPNP required minimum settlement funds which is CAD 10K + CAD 2K/dependent. Coz if I mention to CIC that its lower than that, I believe that it will cause a red flag if they notice it. CIC, like the MPNP, expects us to have at least the minimum required funds in our bank accounts. But if you dont have a chance to put the funds back to you account, then there's only two possible and risky scenarios left:
1. wait till you have the required funds in your account keeping in mind that your nomination is only valid for 6 months. Though some have requested MPNP to extend its validity (under a very rare circumstance) and have been granted... but what if they'll not accept your reason if you will ask an extension?
2. or you submit your application and mention the minimum required amount in your bank account even if the said amount isnt there at all, anymore. Who knows CIC might not ask you to send an updated SOA. As you know they dont normally request for it.
As ive said, both scenarios are risky, so in the end weigh your options and ask for GOD's guidance.
GOD bless!