Montreal Visa Office ... Let's connect here.

[maverick1982]

You can do that. It would have been great to have notes to see what exactly triggered it. My guess is they didn’t find your company on google search or something. Just my guess. And if you work in a big one then disregard it.

I think submit everything you deem fit. I think you will get ppr as soon as your documents are reviewed. So May be one week more.

Could also be a delay tactic by Montreal..Ask for more documents and pass time . Hope they dont ask these for others too

 

[cansha]

Could also be a delay tactic by Montreal..Ask for more documents and pass time . Hope they dont ask these for others too

Don’t think so. This would have been part of the eligibility test. I think in earlier notes @smcan2014 had ordered eligibility had not even started. And his second set of notes have not arrived yet. This would have been in the notes.

Hence I think everyone based in Montreal needs to order notes around 2.5 month mark just to be sure. I also plan to order second set of notes

 

[smcan2014]

You can do that. It would have been great to have notes to see what exactly triggered it. My guess is they didn’t find your company on google search or something. Just my guess. And if you work in a big one then disregard it.

I think submit everything you deem fit. I think you will get ppr as soon as your documents are reviewed. So May be one week more.

At this stage I just want to be cautious and not make mistakes. Do you think submitting a different bank statement from what I submitted for my PoF during application would be a cause for concern? Moreover the bank that I used for my PoF receives the bulk of my salary. This other bank that does not have the loan got credited with around $550 biweekly. Not sure if these are even valid concerns or not.

 

[cansha]

At this stage I just want to be cautious and not make mistakes. Do you think submitting a different bank statement from what I submitted for my PoF during application would be a cause for concern? Moreover the bank that I used for my PoF receives the bulk of my salary. This other bank that does not have the loan got credited with around $550 biweekly. Not sure if these are even valid concerns or not.

Your concerns are valid and it is perfectly alright to feel nervous and second guess everything when you're so close.

I think what @navinball suggested makes sense to me. Rather than providing full bank statements you can provide only the ones where salary was credited. If you have online banking you can search only those entries and either provide a screen grab or a pdf.

 

[smcan2014]

I don't think you necessarily have to show entire bank statements. For 'proof of pay deposit' you need to show the transaction which shows the deposit. If you are using online banking do a search for all salary transactions in 2017, take a screengrab and upload it.

I though of this too. But the #$$%% creditunion/bank does not have that option.

 

[smcan2014]

You can do that. It would have been great to have notes to see what exactly triggered it. My guess is they didn’t find your company on google search or something. Just my guess. And if you work in a big one then disregard it.

I think submit everything you deem fit. I think you will get ppr as soon as your documents are reviewed. So May be one week more.

Think you are right. Even though it is a big company it does not show up properly on google search

 

[navinball]

I though of this too. But the #$$%% creditunion/bank does not have that option.

Ok. Are your paystubs generated by ADP? Doesnt the bottom part show the direct deposit into the bank account. Those will work I suppose.

 

[cansha]

Think you are right. Even though it is a big company it does not show up properly on google search

Hmmm... That explains the ask for extra documentation. I think the list of documents you have listed is more than enough.

Just curious does the car loan bring your POF down below the required amount?

 

[smcan2014]

Ok. Are your paystubs generated by ADP? Doesnt the bottom part show the direct deposit into the bank account. Those will work I suppose.

It does. It show deposited into two accounts. One where the bulk of money goes (used for PoF) and the other where a smaller portion of the salary is deposited.This is a bank and I can filter and do stuff. Ideally I should submit statement from both. But the credit union shows loans and does not let me filter

 

[smcan2014]

Hmmm... That explains the ask for extra documentation. I think the list of documents you have listed is more than enough.

Just curious does the car loan bring your POF down below the required amount?

My last month at this job was in Sept 2017. So for September 2017, Available_balance - loan_balance > Required amount

 

[cansha]

My last month at this job was in Sept 2017. So for September 2017, Available_balance - loan_balance > Required amount

Then it wont matter anyway.

 

[smcan2014]

@navinball @cansha , I guess I can just printout page 1 of the statement and then scan it, correct? That way I can circumvent the problem. I dont need statements for all months between 2015 and 2017. Just realized on months that have more line items, the loan details gets pushed down to page 2. So I just need to find 3 months, one in 2015, one in 2016 and another one in 2017 that have the loan details on page 2 and then print out the first page on those statements

 

[smcan2014]

Then it wont matter anyway.

I was thinking from misrepresentation perspective. I had a loan but did not show it

 

[cansha]

@navinball @cansha , I guess I can just printout page 1 of the statement and then scan it, correct? That way I can circumvent the problem. I dont need statements for all months between 2015 and 2017. Just realized on months that have more line items, the loan details gets pushed down to page 2. So I just need to find 3 months, one in 2015, one in 2016 and another one in 2017 that have the loan details on page 2 and then print out the first page on those statements

This could work.

 

[cansha]

I was thinking from misrepresentation perspective. I had a loan but did not show it

Don't think it amounts to misrepresentation. But, I get your point and I would be careful as well.