Congratulations to you ytsirc16! Yahoo!
Guys, just in case nasa planning stage na kayo ng dadalhing pera sa Canada (POF), ang plan namin, to bring US dollars (cash), some 500 Canadian dollars (para sa emergency expenses once nasa airport na), then US dollars in bank/ demand draft. Mura lang ang charges ng Bank of Commerce. Below 10K dollars, 5.50 dollars lang. Nung magseminar kami sa COA IOM, may BPI rep na pumunta. Ang mahal ng charges nila although ilang days lang, cleared na yung check nyo. Still, umatras kami sa laki ng charges. So balik kami sa Bank of Commerce. In 21 days daw, cleared na ang demand draft.