Yeah, it would be good if they could provide it in the actual regs or guidance, to say any 3 years out of the past 10. That question and answer is ambiguous.
I am still tempted to decline my ITA, update my EE to make the process cleaner going forward, and then hope I get pulled out of the hat again before late August. I turn 34 in two weeks so that will be 5 points off my 459 if I have to start again... Only trouble is, I can't know if I will be drawn out of the hat again by later summer. Is 454 ever enough in a typical year?
I am still tempted to decline my ITA, update my EE to make the process cleaner going forward, and then hope I get pulled out of the hat again before late August. I turn 34 in two weeks so that will be 5 points off my 459 if I have to start again... Only trouble is, I can't know if I will be drawn out of the hat again by later summer. Is 454 ever enough in a typical year?