proby said:
Hi All,
Need your advice.
What if the wife gets pregnant after landing papers have come?
What are the best options available? Should we immediately leave for our first landing, stay there for 6-8 months & deliver baby in canada or deliver baby out of canada( but we lose the instant Canadian citizenship for our baby).
If we leave immediately, will the insurance company in canada cover the pregnancy expenses for 3 months & after that will the delivery expenses be covered under federal medical benefits or will they reject it as a pre condition?
These are your options:
1. You can land and have your baby in Canada.
* If you land in a province with first day health care (pretty much all of them except BC and Ontario), you will get coverage immediately, also for pregnancy related expenses and child birth.
* If you land in BC or Ontario, you will have a 2-3 months wait for health care.
* There is no such thing as a pre-existing condition when it comes to provincial health care.
* If you move to a province with a waiting period, I very much doubt you can find private insurance to cover anything but emergencies during the waiting period because to private insurance, the pregnancy will be a pre-existing condition. Therefore, if you choose BC or Ontario, you will most likely be paying the doctors bills yourself during the wait for health care.
* Keep in mind that most provinces require a 6 month stay (5 in Ontario) each year in order to be eligible for their health care. If you have some provinces health care pay for the delivery of your baby and you do not stay in that province for a full 6 months in the 12 months after getting your PR, they could possibly decide that you were never eligible for their health care in the first place and cancel it retroactively and send you the bill for what they covered for you.
2. You could land and then go back home, have your baby in your home country.
* You will then have to sponsor your baby for PR.
* As a PR, you must be in Canada to sponsor a baby.
* If your baby is visa exempt to Canada with your home country passport, it would not be a problem, you could all go to Canada together as a family and you sponsor your baby when you are here.
* If your baby is not visa exempt, you could try applying for a TRV for it. However, the TRV may be refused based on that your intentions are not for the baby to visit but to stay permanently.
* If the TRV is denied, you could then try to apply for a TRP, a visa sometimes given to babies under such special circumstances but if that one is denied too, you would have no choice but to leave your wife and baby behind and go to Canada alone in order to sponsor.
* The processing time will at least be a few months but could be longer depending on your home country visa office and how busy they are. During this time, you must continue to reside in Canada. If you leave to rejoin your family back in your home country and immigration finds out about it, they will cancel your sponsorship application based on that you are not residing in Canada.
Personally, I'd go with option 1.
