Thanks mate , we already got Canadian CC from RBC. They guve me and my wife 1000$ limit each .
I have plan to use 150-250 $ only from each of them and pay in full every month to make good credit history gradually.
Other one will be hopefully small auto loan which will help building my credit history.
Here i met couple of people and they explin me too not to deposit or keep much money in bank account and instead use my UK debit card directly for shopping.
Its related to some benefits which family get who earn less then 54000$ in year which we will be definately in first year. But if you have more then 7000 in your bank then you will loose big chunk from that benefits .
I am not talking about welfare funds. But these related to Free medicine (in addition of free Dr), free eye and dental checkup, refund of school fee , half price bus tickets , free mattress and crib for new born baby , and cheaper housing which will increase with increse in your income . Also amount of funding or student loans also depend upon net saving you got , in case i need to do some Diploma for specefic softwares on top of my existing Masters.
I been told that i can get upto 400$ for child but if i say i earn over 100000$ last year in my country then that will go upto 250$.
Btw its just 20 days we here and over 6000$ has been spended (including cargo ) and little bit furniture n electrical , house rent etc.
if i buy car on cash then another 4000. Or even better car on finance then 2000 deposit for 8000 car .
I do suggest that if you dont want to struggle in student level jobs from first week and want to start your life bit normally in Ca then for a couple with 1-2 child , 10000$ can give you easy start.
I assuming one can get 10-12$ job within 2 week max to survive if he dont have much money in hand but 10000 $ in hand will give you 2-3 month comfortabely. Looking for some better job .
I will enquire about Student loan and funding.
New PR can get upto 20000 funding (non refundable ) plus fee if we want to do any top up course over our degree in order to learn about softwares and progs related to our feild. Even if you cant get funding then they can give you upto 25000$ student loan plus fee which only repayable in small installment if you get good job above 50000 .
Currently i have start looking for my profession jobs. And will give a month or two , may do some parttime weekend night shift if required from next month but i will prefer doing some short course instead of working full time in petrol pump or similer places, afterall i will be getting same amout of money from both place (job or study funding) and after course i can get some on demand job and contribute more to Canadian economy by paying more taxes on my bigger earning .
I really like this country , they do support there people like parents support there childern , now i feel why do we say our country as our mother land , only diffrance is that here money for public welfare goes to public whereas in our own country (India and other 3rd world country) all welfare money goes into pocket of corrupt govt officers and politicians. Otherwise India too have govt collage , govt hospitals , unemployment benifits , scholorships , reservation for poor , free train for cancer patent, some scheme for disables.
We do have Ration card system to get cheap or free grain, oil. And even heard of housing project for Slums. But all in papers , money never goes to needy but goes courroupt .
I wish if there was no corrouption in our country then may be we wont be desperate to come and live in country like Canada making them our home and leaving all our love ones behind .