Insurance for new immigrant, not visitor. No Ohip. Potential serious condition.

[SamHom]

It doesnt matter when the referral was made before ohip kicked in. As long as Ohip is valid on day of doctor visit, ohip will cover it. Plain and simple.

That's what I am thinking too but I am not sure. Where did you get the information from? I looked on their website but can't find anything that specific.

 

[canuck_in_uk]

Again, it doesn't matter when the referral is given. OHIP will have no idea when you were given the referral and won't care. All that matters is whether you have coverage when you go for THE ACTUAL VISIT. If you're covered, you're covered. End of.

 

[SamHom]

Again, it doesn't matter when the referral is given. OHIP will have no idea when you were given the referral and won't care. All that matters is whether you have coverage when you go for THE ACTUAL VISIT. If you're covered, you're covered. End of.

That's good. Any idea where I would be able to get that confirmed?

 

[screech339]

That's good. Any idea where I would be able to get that confirmed?

By showing up at the doctor's office with a valid OHIP card.

 

[canuck_in_uk]

That's good. Any idea where I would be able to get that confirmed?

Seriously dude, it's the absolute BASIC of how health coverage works in this country. See doctor, have coverage, you don't pay. See doctor, don't have coverage, you pay.

 

[Panamai]

It's not really insane. There is probably only a handful of people each year that end up needing serious medical care during the waiting period for provincial coverage. At most, some people might need a visit or two to the doctor, which generally costs $60-$80; it would be significantly cheaper to just pay that out-of-pocket instead of purchasing an expensive insurance policy.

Family doctors at the walk-in clinic are pretty cheap, yeah. I pay only $40 a visit for mine. But, I needed to see a respirologist a few months ago and it cost me over $700! I'm imagining that if OP has cancer, they will need to see a specialist at some point and likely some expensive imaging tests and/or surgeries. But, I don't know, as slow as things move in healthcare around here, they may not do any of that during the 3 month wait period anyway. I agree, the whole system is really frustrating! People kept telling me I should buy some private insurance, but even if I could find something to cover non-emergencies, it wouldn't have covered any of my lung problems because I have a pre-existing condition (asthma).

 

[truesmile]

Once you are covered, you're covered (for things that OHIP covers of course).

 

[canvis2006]

private insurance is just for hospitalized emergencies (visit to walk in clinic won't be reimbursed by many insurers). What a waste