+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

I'm probably just tired but.....IMM 5406

frege

Hero Member
Jun 13, 2012
953
29
Category........
Visa Office......
Paris
Job Offer........
Pre-Assessed..
App. Filed.......
01-05-2012
AOR Received.
none
File Transfer...
01-08-2012
Med's Done....
02-12-2011
Interview........
none
Passport Req..
28-11-2012 (copy only)
VISA ISSUED...
05-12-2012
LANDED..........
15-12-2012
sydneylee said:
I'm not concerned about the medical aspect of things. If we have a problem, it will be financial. My income is minimal, my bank account also. He will probably have to file for bankruptcy before he leaves as we will by no means be able to deal with his debt load.

I will acknowledge that we will have to be frugal, that I have always been frugal and that we know how to get by. Our incomes together will be sufficient, of this I will have to convince them. They will have to understand that at our age (68 & 77), our only goal is to stay together and that we will be together until one of us goes into care or dies. We are not going to meet someone else and our marriage collapse, there will be no children brought into the mix, we have pensions so will not have to resort to welfare come what may. I can do no more but be honest and up front with them and let them draw their own conclusions, hopefully after looking at the whole picture.

TheGerman. Yes, that's how we've done it too. It was confusing but really the only thing to do. Thanks for your reply.
Well, you can be honest and upfront, but if for any reason they're bent on preventing him from coming, they will seize on any admission of financial difficulties. I think you can be honest but at the same time avoid statements that might make it easier for them to prove whatever it is they'll be trying to prove. That's why I'd try to see a lawyer to be on the safe side.
 

wowsers

Hero Member
Feb 6, 2013
407
24
Job Offer........
Pre-Assessed..
Dear Sydneylee, I have been reading your various posts as they are published and know that when you are both in Canada your joint income is going to be very small and as I recollect restricted to your old age pensions (query from the UK?). I just want to draw to your attention two factors which you may have considered already (in which case I apologize for the doom and gloom). They are (1) there is as I recollect no reciprocal arrangement between Canada and the UK whereby the automatic augmentation of old age pensions by a factor representing inflation is enjoyed by Canadian residents. So the old age pension you will enjoy for ever is the amount you enjoy when you leave the UK for Canada. There has I understand been a court case whereby that state of affairs was challenged, but the challenge was I understand unsuccessful. So the value of your pension will decrease over the years by a factor representing UK inflation (currently in the region of 3% pa.) (2) remember also that the value of your UK pensions will fluctuate with the C$/£ exchange rate. There has been some talk on the radio of the value of the pound being too high at present and of the need to reduce its value compared with other currencies. So you may find that you real income when in Canada is less than you think. Both those factors make me think that you might be far better off in the UK than in Canada: an ever increasing old age pension to account for inflation, no exchange rate problem, no constraint on your rights to state financial help. Sorry about the pessimism!
 

sydneylee

Full Member
Jul 29, 2013
21
0
Thank you wowsers for your reply. You pointed out two issues I hadn't realized regarding my husband's pension etc. And I need to factor this information into the mix. Again, thank you.

My husband is a stubborn and single-minded man and he is determined to come to Canada. I asked him to wait a bit to do his medical and suggested that I have a little time to look at my financial situation. I have had my own retail shops over the years and could quite easily and cheaply open a second-hand store in the town we are going to settle. It had one which closed for personal reasons and neighbours are eager for another to open. I have had three such shops in the past, all successful, not huge money-makers but more than sufficient. But it needs to be in existence and showing some success before it can be counted as viable income. My husband isn't ready to wait for anything so I am obliged to submit our application packet now. As it stands now, I have just barely sufficient income to get us by without factoring in his pension. So I will do what I can to pump up my income.

I have read on a number of threads of the advantages of UK over Canada with regard to immigration. Sadly, that has not been my experience. I had to fight a deportation order and an interminably long wait for a court date and another for the decision. It did come down in our favour but I paid for the stress with the need for stomach surgery. For my trouble I received Limited Leave for three years. I truly believe UKBA waited in hopes, considering my husband's age, for something to happen to break down the sponsorship. And it did, in the form of a stroke which caused the loss of income. So when it comes to applying for Indefinite Leave, I will be denied because a sponsor there must prove the ability to support his spouse without recourse to public funds. This is impossible for my husband to do. This is the most important issue in a sponsorship application in the UK. Our application will be denied and I would be forced to leave yet again and have to re-settle here again. So the advantages of an ever-increasing old age pension and no exchange rate problem are really no advantage after all because there is definitely a constraint on our rights to state financial help.
The fact has already been proven. For five months, I fought the State Pension people to get my husband Pension Credit (top-up). They had me amend the application three times and had me send my passport three times. The pension credit which is to come within 15 days never came at all....the reason, my immigration status (Limited Leave to Remain with no recourse to public funds). As long as I was with my husband, he, a life-long British citizen, would receive nothing. I spent the same amount of time trying to get him Housing Benefits and Council Tax Benefits. I got a run-around with no benefits put into place and no explanation until we had Age UK look into it for us. They were told that I was the problem. If I were an illegal alien, there would be no problem...he would get his benefits. We were then sent a letter demanding to see a copy of my plane ticket back to Canada and a promise that I would never return, and as a cruel aside, a copy of divorce papers if that was my husband's next step. If these conditions were met, he would receive Benefits. I had no recourse but to arrange for carers to come in four times a day...paid for by the same Council that wouldn't allow me, his wife, to do the same for free...and to leave. Within one week his Benefits were in place. I cannot return to the UK. Each time I came to Canada to visit my children over the past three years, upon return to the UK, my passport was scanned, the agent looked at me disdainfully and said "You were once denied admittance to the UK", then I was put into a holding area with a couple of big, full-body tattooed, surly drug dealers/terrorists (my assumption, I know!) for 15 minutes, then allowed to go home to my husband. Can you picture the little old lady geriatric terrorist from a third world country in that setting!!??
As it stands at the moment except for my husband and the beautiful landscape of Devon where we vacationed, there is nothing that would entice me to set foot on English soil ever again (my apologies to any Brits who may be reading this..it isn't personal, just based on the pain & anguish and frustration that has been my lot in dealing with the 'powers that be' in the UK).
I will do everything in my power to get my husband here. I am determined to live a quiet, peaceful life here in Canada because it was denied me in the UK. The UK is not an option. If by some miracle, I were allowed to go back to fight once again to stay there, I couldn't do it. The fight is gone. My health wouldn't stand up to six months of fight with UKBA and I would be of no use in the care of my husband because I would collapse.
I didn't find your comments pessimistic at all, wowsers. Much more realistic than pessimistic and I appreciate any input from anyone on this Forum.
What I must do, is have faith in CIC. I must believe that they have my best interests at heart, that they are not an adversary. That's all I can do, just lay my cards on the table and hope and pray that they respond in our favour. If I'm wrong, and I may very well be, then we will have to be grateful for Skype, our only link.