i am also asked to come for an interview regarding the source of fd yesterday from the Delhi embassy.any views or suggestions.i had put an fd of 10 lakhs and taken loan of 9 lakh against it.3 lakh money was from my grand mother,7 lakh from my mothers sisters account.all these transactions were carried out thru A/c transfer only.no liquid cash transactions was there. i had paid the first year tuition fees of 5 lakhs from my loan a/c.but now they are asking the source of the fund....but but my fathers name is given as in the guarantors name.but he doesnt have any bank statements of 6 months ld.so what can i do to convince?
got interview regarding bank statement plz help?
- Thread starter ramanbrar83
- Start date
Hey Sandyboysandyboy1210 said:
What does your parents do ? How much ITR (income tax return) have you shown to embassy ?
Go for either one of these options - Since the money was trasferred online it will show on your statement so get a letter from your grandmother and your maternal aunt (massi) stating they want to see you well qualified and achieve your dream and thats why they have lend/gifted the money to your father (this option is genuine and subtle than others)
or
See if you could relate the income to your parents/dad's profession and come up with a solution!
or
see if you can show that Your father had lend the money to both of them and now they have returned it.
Since the money was tranferred recently and at once (am assuming it was) it become all the more difficult,if it had been transferred six or more months ago the situation would have been a lot better but for now it involves quite some risk.
The above mentioned otpions may or may not work.DO Use your own discreation.
Wish u all the best
i ahve to go to the banglore VFS and take an appointment ...I think so....its juzz written on the letter to come for interview with the original source of fund..kindly help??
But in my application I have given my Fathers name as primary source of funds(guarantor).....but he doesnt have a 6 months active account.my father is a farmer.he doesnt have much income....yeah the transactions were mostly done in the month of July.To take an interview appointment I assume that I have to go to the banglore vfs-right?
hello guys,
after reading this post i hav got worried as well....
even i borrowed 12 lacs from mother's friend and deposited in fixed deposit n got bank loan for 10 lacs...
i juss submitted my application on 2nd august...
and my 1st semester fees was paid by my couzin sister in canada for which i can prove my relation
i assume that even i wud be called for an interview....plz help me....
im really worried now...plz help
raman....wat happened wit ur interview.....
n sandy when is ur interview???
after reading this post i hav got worried as well....
even i borrowed 12 lacs from mother's friend and deposited in fixed deposit n got bank loan for 10 lacs...
i juss submitted my application on 2nd august...
and my 1st semester fees was paid by my couzin sister in canada for which i can prove my relation
i assume that even i wud be called for an interview....plz help me....
im really worried now...plz help
raman....wat happened wit ur interview.....
n sandy when is ur interview???
Hey Andyhot_andy4u2002 said:
Not everybody is called for an interview. Visa officers always try and make the decision on the basis of whatever documents they have got. Moreove,you have applied on 2nd of Aug so they ain't have time to play around. I asssume you've submitted your application with pre-medical report..did you? if not,pray that you get the medical request before mid august otherwise your application might not be processed in time.
All the best
lovepreet said:
Hi Lovepreet,
thanks for the reply....yeah i did submit my pre-medical report....
so wat u r saying is that since i submitted my application late...the chances r that they wont call me for an interview rite???
thanks a lot my friend for the reply
hot_andy4u2002 said:
your application will be finalized withing 4 weeks, you still have enough time dont worry be relax,,,,,,,,,,,all will be well
But lovepreet the thing is that i have written that the primary source of funds is from my parents......IS it be a problem??almost 6 lakh rs came into my account by closing fd which is actually not in my fathers nam( fd were actually in my grand mothers name).but i dont have any proof for it as it is already closed....will the bank give me a copy of the fd to show as proof??
tha actual interview letter states the followin
"your father's (or supporting person) bank statements for the last 6 months;evidence of the origin of funds used to pay for your tuition and of the funds used to secure your loan and relationship with guarantor"
I have got my fathers 6 months statement of state bank of travancore (SBT)with me.
Actually what I did was that ,i transferred rs 10 lakhs from my fathrs acoount in SBT and then had put it as fixed deposit of 5 lakhs in my name as well as 5 lakhs in my Dads name in Indian bank from where i got education loan sanctioned for an amount of 9 lakhs against this fd.I had paid my first year tuition fees of 12984 CAD(586000 INR) from the loan(bank gave 5 lakhs from loan and I paid the rest of tuition)(85:15% margin)From Jan 2010 onward my fathers account had almost one lakh fifty thousand as credit.In the month of July 600000 rs was tranferred into my fathres account by closing 6fds which was in the name of my grand mother.so total it became 7 50000rs.then 3 lakhs was credited into the account from my maternal aunts account.so total it became 10 lakh fifty thousand.this is the money i transferred to the Indian bankand put as fd.
Can any one give a good solution which i can show during my interview.?
"your father's (or supporting person) bank statements for the last 6 months;evidence of the origin of funds used to pay for your tuition and of the funds used to secure your loan and relationship with guarantor"
I have got my fathers 6 months statement of state bank of travancore (SBT)with me.
Actually what I did was that ,i transferred rs 10 lakhs from my fathrs acoount in SBT and then had put it as fixed deposit of 5 lakhs in my name as well as 5 lakhs in my Dads name in Indian bank from where i got education loan sanctioned for an amount of 9 lakhs against this fd.I had paid my first year tuition fees of 12984 CAD(586000 INR) from the loan(bank gave 5 lakhs from loan and I paid the rest of tuition)(85:15% margin)From Jan 2010 onward my fathers account had almost one lakh fifty thousand as credit.In the month of July 600000 rs was tranferred into my fathres account by closing 6fds which was in the name of my grand mother.so total it became 7 50000rs.then 3 lakhs was credited into the account from my maternal aunts account.so total it became 10 lakh fifty thousand.this is the money i transferred to the Indian bankand put as fd.
Can any one give a good solution which i can show during my interview.?
i applied for visa on july 19th....and on 29th i got reply stating that i have to attend interview.i took appointment for interview from VFS banglore.mine is on 10th aug 10.00 am in Delhi