got interview regarding bank statement plz help?

[ramanbrar83]

hi
can u plz tell me how much liquid money did u show?and how much was loan.what your parents income was.can we not convince them tat we wud pay our fee from education loan?i have an education loan of 8 lakhs,and paid my first semester fee with liquid money.my parents income is 3.5 laks per annum but no liquid money in their account or mine except education loan.what are the chances?

 

[Feb2004]

Dear ramanbrar83 ,
Which visa office did you apply to?
Mine is CHC Chandigarh.

 

[DarkPassenger]

hi
can u plz tell me how much liquid money did u show?and how much was loan.what your parents income was.can we not convince them tat we wud pay our fee from education loan?i have an education loan of 8 lakhs,and paid my first semester fee with liquid money.my parents income is 3.5 laks per annum but no liquid money in their account or mine except education loan.what are the chances?

Well I had ~$63.000 CAD on my bank accounts, i had salary papers from my parents... but i didn't have their bank accounts and probably that's what turned me down, since officers saw that although i have money for 2 out of 3 years for my stay in Canada, there's no evidence that i'll have more money in the future... I think that's where my problem was. But i cant say for sure though. :-[

 

[ramanbrar83]

Well I had ~$63.000 CAD on my bank accounts, i had salary papers from my parents... but i didn't have their bank accounts and probably that's what turned me down, since officers saw that although i have money for 2 out of 3 years for my stay in Canada, there's no evidence that i'll have more money in the future... I think that's where my problem was. But i cant say for sure though. :-[

hi
but what about your education loan?did u have that.why they dont consider education loan to pay fee?my parents and me dont have anything in account but we hav bank accounts with some transactions.as i told my father is farmer so company where we sell our crop gave us income papers .
what are the chances.plz help.i m really in need

 

[ramanbrar83]

Dont worry if you have everything in place and all the docs are geniune

Regards,
Hardeep

hi hardeep.

plz suggest me .as i have applied under spp and have education loan of 8 laks and paid my semester fee from my bank.but now i dont have any funds in my or my fathers account.can they make a point that i dont have sufficient funds to afford my studies.is education loan is not for that purpose?

 

[SASIF]

I think you should try to convince the officer(with proof, of course) that your parents have regular income source which is enough to support the family here and supplement your loan in college in canada. For this showing your farm land and previous net value of of your crops and expected income in future might be important.

 

[jeetmks]

Raman.....why are u not telling abt ur agent...??...2 people have asked u including me.....why are u ignoring our posts...??...

anyway...ur case is cocked up.....only god can help u.....!!

did embassy tell u or gave in written that they want to take interview especially to see ur bank statements...?....

as per my experience....embassy never gives any reason for taking interview....!!

they just send a letter mentioning date of interview,time and list all the docs u have applied with.

you have withrawn the money from ur account and that will spoil ur case and interview now.

 

[ramanbrar83]

hi
the mail i hav got from embassy asked me to bring my originals and ticked the point stating bank loan procedeings and source of funds of fee paid.bank statement of the account from where i paid my fee(mine one)that what they hav underlined specially.

 

[harmanmeet]

hi
the mail i hav got from embassy asked me to bring my originals and ticked the point stating bank loan procedeings and source of funds of fee paid.bank statement of the account from where i paid my fee(mine one)that what they hav underlined specially.

hi raman,
don't worry dear,
speak truly to the visa officer, and i hope u will get the visa definitely.
plz tell me from where u applied/?'
chc chandigarh or chc delhi?

 

[ramanbrar83]

hi friend,
i hav applied from chc chandigarh.

 

[harmanmeet]

hi friend,
i hav applied from chc chandigarh.

i also applied from chc chandigarh.
first time i applied under spp on 19 may 2010 and got rejected on the basis of my studies, exp., future plans, language abilities, level of establishment.
now i applied my case for re-consideration on 21 june 2010 under normal case and with solid clarification of my first rejection.
so hopefully i will get visa this time and i am not tensed so why u r so tensed?
keep ur cool.
do all the things correctly , u will get visa definitely

 

[jeetmks]

Raman....embassy normally ask to bring all the docs u have applied with including original bank statements.....i mean everything u have to take with u. so dont stress urself by thinking that they want to see ur statements and source of FD.

i can tell u the solution....tell me...when did u withraw all the money from ur bank statement??

and about FD thing....most probably they are not going to ask you abt the FD .

i have given the interview and i took a loan on the basis of FD.

are you from chandigarh..??...have u taken a loan fron chandigarh bank?

 

[lovepreet]

Hey raman

Did embassy send you an email stating what they require ? I thought embassy sends a paper document stating what they need or if an interview is required.. kindly hit me back


Cheers

 

[ramanbrar83]

hi friend i hav taken loan from chandigrh bank.my situation is like that.i hav got 7 bands with 65% in graduation with one year gap.but three four months tally certificate in between that period.my study is totally related with course.what i did is that i hav borrowed money from my relatives in cash and deposited it in bank and got loan againt it.i dont hav solid proof that from where i hav got this money.
second thing is that my agent told to pay fee from my account which i paid for first semester.that money i have got from the firm where we sell our crops as my dad is farmer.except this i dont have anything in bank now even not in my fathers account.but my bank account was never so stable money kept coming and going in last one year for short period of time.for fee i deposited the money in one go.thats all
as my father is farmer so we dont have big need of accounts we keep our accounts with that firm.
my fathers annual income from croms is 4 laks and we hav land worth 1 crore.

now i hav very solid reason that i hav got that money to pay the fee from that firm but i dnt hav anything to show the source of FD.

HOPE u willunderstand the whole matter and help me
raman

 

[ramanbrar83]

Hey raman

Did embassy send you an email stating what they require ? I thought embassy sends a paper document stating what they need or if an interview is required.. kindly hit me back


Cheers

yes they have asked me to show the bank loan procedeings and source of funds of FD and bank statement from where i paid my fee.