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GCMS Notes received....What is next?....Seniors, please advise

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
Hi guys.
Just on last Friday got my GCMS notes (same as CAIPS), and it says:

28 year-old to study 1 year diploma. No previous travel history. No evidence of income. High funds but all from sale of apartment PA inherited. Not satisfied with bona fides and ties
I have feeling that VO don't look through all the documents uploaded, cause I have submitted copy of my UK visa, my diploma of completion of language course in UK, and reference on income.

Anyway below is prehistory.

I got admission from Herzing College Toronto for 1 year Diploma course in Business Administration with 80 hours of internship.
Total tuition costs CAD 13800. The college is in the list of designated institutions.

First time I have applied on 18th of May. But got refused on 28th of May, from standard reasons - your current employment situation, other reasons - Provenance of funds.

As some of members said, standard reasons are shown like “tick in the box”, and there was nothing that I could do with my employment situation, but I could show additional document as provenance of funds.

With the same pack of documents plus cover letter with provenance of funds I have reapplied on 4th of June again. On 10th of June I got request to submit my original passport. But after about 4 hours I got e-mail that request was sent in error and that my application was refused. And the reasons of second time refusal are following:
- your travel history
- your current employment situation
- your personal assets and financial status

Really strange, same pack of documents, but different reasons.

My profile is following:

Bachelor’s in English Philology – 87% (as per my country rate)
Graduated – 2007
Completed 6 months language course in UK – in the first half of 2008
Previous work experience – almost 2 years, teacher of English language in public school
Current employment – more than 4 years work for international company as a Transactional Executive, Import and Export Specialist. Middle chain, non-managerial position

Documents submitted so support my application:

- standard docs (application, family information, request for medical exam, as in my country we are not allowed to do that up-front)
- LOA
- bank statement showing funds of 44,200 USD, plus 4 months statement and copy from deposit book covering period 2007-2014, confirmation from college that I have paid deposit in 3,365 CAD, document from my bank confirming bank transfer, document proving that I own house worth 60,000 CAD and private car worth 13,000 CAD, reference on income from current employer
- employment reference letter stating my position and since when I work with them, two letters of recommendations: one from line manager and second from HR Business Partner
- copy of my 6 months UK visa, and diploma of completion of language course from UK college
- copy of marriage certificate, my wife and my mom are staying in my home country
- cover letter, stating why I would like to complete this course, documents showing that I inherited apartment, and sold that apartment, and want to invest that funds for my studies (please note that I have sold inherited apartment, and still have my own house)

I really need to complete this course, as I really lack overall knowledge of conducting business. The only change in my situation is that we about to open family business on production of foodstuff. Currently the construction of site is about to start which will be supervised by my brother. And by the time I complete my course and return back, the construction will be complete, and I will manage our business.
Do you think I have any chances for third attempt?
Look forward your advice.
Amir.
 

mead

VIP Member
May 4, 2012
4,107
167
Visa Office......
delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
Doc's Request.
28-11-2012
IELTS Request
n/a
Med's Request
n/a
Med's Done....
n/a
VISA ISSUED...
6-12-2012
what does ur GCMS notes say u never mentioned that
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
mead said:
what does ur GCMS notes say u never mentioned that
Hi Mead,
I have already mentioned that in quoted text

28 year-old to study 1 year diploma. No previous travel history. No evidence of income. High funds but all from sale of apartment PA inherited. Not satisfied with bona fides and ties
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
By the way, I have forgotten to mention that I have also submitted my Bachelor's Diploma, marksheets, and IELTS results (overal 7 band, with no less than 6)
 

mead

VIP Member
May 4, 2012
4,107
167
Visa Office......
delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
Doc's Request.
28-11-2012
IELTS Request
n/a
Med's Request
n/a
Med's Done....
n/a
VISA ISSUED...
6-12-2012
Amir_Khalilov said:
Hi Mead,
I have already mentioned that in quoted text
basic problem was ur course u selected a diploma ...u should go for post grad diploma or masters. secondly it seems there is a mismatch since ur past education is in english psychology but ur diploma is in business admin.
also where did u show ur money meaning the proof of fund bank statement was it in UK bank? which country ru from?
 

daulatkhan

Star Member
Jun 27, 2014
97
5
London
Category........
Visa Office......
Delhi
Job Offer........
Pre-Assessed..
App. Filed.......
18/07/2014
Med's Done....
Up front
VISA ISSUED...
On its way
LANDED..........
Very soon
Hi amir when did you ordered gcms and when did you get it
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
mead said:
basic problem was ur course u selected a diploma ...u should go for post grad diploma or masters. secondly it seems there is a mismatch since ur past education is in english psychology but ur diploma is in business admin.
also where did u show ur money meaning the proof of fund bank statement was it in UK bank? which country ru from?
Perhaps, you are right regarding course selection. It is Business Administration Training Program course, yet it doesn't clearly state that it is post-graduate diploma. Most probably it isn't.

My past education is English philology, not psychology. And there is really mismatch, as I need different kind of knowledge, as my current and future work is not related to my previous studies. That's why I need BA program.

My bank statement is in USD in National Bank of my home country. I'm from Uzbekistan.
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
daulatkhan said:
Hi amir when did you ordered gcms and when did you get it
Hi Daulatkhan,
I have ordered my GCMS notes on 12th of June, and got my file on 11th of July.
 

mead

VIP Member
May 4, 2012
4,107
167
Visa Office......
delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
Doc's Request.
28-11-2012
IELTS Request
n/a
Med's Request
n/a
Med's Done....
n/a
VISA ISSUED...
6-12-2012
Amir_Khalilov said:
Perhaps, you are right regarding course selection. It is Business Administration Training Program course, yet it doesn't clearly state that it is post-graduate diploma. Most probably it isn't.

My past education is English philology, not psychology. And there is really mismatch, as I need different kind of knowledge, as my current and future work is not related to my previous studies. That's why I need BA program.

My bank statement is in USD in National Bank of my home country. I'm from Uzbekistan.
bank statement could be a problem too not sure ...below is just for UK if u applied in UK
"All funds must be in an account in Canada or in the country of your current residence. Funds located in off-shore accounts are not acceptable as proof of funds. General letters of reference from banks are not sufficient. For more details, refer to the CIC page on Proof of Financial Support. "
http://www.canadainternational.gc.ca/united_kingdom-royaume_uni/visas/faq.aspx
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
mead said:
bank statement could be a problem too not sure ...below is just for UK if u applied in UK
"All funds must be in an account in Canada or in the country of your current residence. Funds located in off-shore accounts are not acceptable as proof of funds. General letters of reference from banks are not sufficient. For more details, refer to the CIC page on Proof of Financial Support. "
http://www.canadainternational.gc.ca/united_kingdom-royaume_uni/visas/faq.aspx
As I have mentioned earlier, I'm from Uzbekistan and the statement is from bank in my country of residence.
CIC link http://www.cic.gc.ca/english/study/study-how-documents.asp#doc3 says

3. Proof of financial support
You must prove that you can support yourself and the family members who accompany you while you are in Canada. You can prove that you have sufficient funds to support yourself in Canada by showing some of the following:

- proof of a Canadian bank account in your name if money has been transferred to Canada;
- proof of a student/education loan from a financial institution;
- your bank statements for the past four months;
- a bank draft in convertible currency;
- proof of payment of tuition and accommodation fees;
- a letter from the person or institution providing you with money; and
- proof of funding paid from within Canada if you have a scholarship or are in a Canadian-funded educational program.
 

mead

VIP Member
May 4, 2012
4,107
167
Visa Office......
delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
Doc's Request.
28-11-2012
IELTS Request
n/a
Med's Request
n/a
Med's Done....
n/a
VISA ISSUED...
6-12-2012
ok so u applied for visa in ur home country ....? then just the course selection is the problem
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
mead said:
ok so u applied for visa in ur home country ....? then just the course selection is the problem
Yes, I have applied from my home country. However as we don't have Canadian Embassy in my home country I applied to Canadian Embassy in Moscow, Russia, online.
Just I can't understand why first time there wasn't any issue with finance, and in second application VO mentions that.
Do you think I should change my course, or just give up the idea of studying in Canada, and pursue my studies in other countries?
 

mead

VIP Member
May 4, 2012
4,107
167
Visa Office......
delhi
Job Offer........
Pre-Assessed..
App. Filed.......
27-11-2012
Doc's Request.
28-11-2012
IELTS Request
n/a
Med's Request
n/a
Med's Done....
n/a
VISA ISSUED...
6-12-2012
Amir_Khalilov said:
Yes, I have applied from my home country. However as we don't have Canadian Embassy in my home country I applied to Canadian Embassy in Moscow, Russia, online.
Just I can't understand why first time there wasn't any issue with finance, and in second application VO mentions that.
Do you think I should change my course, or just give up the idea of studying in Canada, and pursue my studies in other countries?
well its up to u but i believe u should change course if ur going to apply again.....
 

Amir_Khalilov

Star Member
Jun 11, 2014
105
6
Category........
Job Offer........
Pre-Assessed..
mead said:
well its up to u but i believe u should change course if ur going to apply again.....
Now I'm in a kind of dilemma, I can change course, provide additional docs and reapply again, and this will be third time, and in case of refusal, I'm afraid that it may have negative impact on my further visa applications to other countries.
 

daulatkhan

Star Member
Jun 27, 2014
97
5
London
Category........
Visa Office......
Delhi
Job Offer........
Pre-Assessed..
App. Filed.......
18/07/2014
Med's Done....
Up front
VISA ISSUED...
On its way
LANDED..........
Very soon
You can justify Gcsm as officer has said nothing much there was no concrete reason to refuse you. welth is the welth it can be from any source. You can reaplly just tell them you will utilise your inherited welth for your future prospects and career. Explain about the course how it can help you in long tun. Keep faith in the God inshallah you will get visa this time