GCMS note received of refusal for winter intake. Opinion required how to overcome for re-apply. Experts, please guide

[shopnodana91]

"Taking the applicant's plan of studies into account, the document provided in support of the applicant's financial situation does not demonstrate that funds would be sufficient or available.
I am not satisfied that the proposed studies would be a reasonable expense.
The study plan does not appear reasonable given the applicant's employment and education history.
I note that: -the client previous studies were in unrelated field
- the client's proposed studies are not reasonable given their career path.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay the fees for the proposed studies.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay for living expenses for the proposed studies.
Rejected"

Details of applicant:
Intended program: MEng in Industrial Engineering, winter intake 2021(Self funded)
Education: B.Sc in Mechanical Engineering(2009),CGPA-3.13, EMBA(2013) 3.6/4.0
Experience: Steel Manufacturing experience, Industrial/Production Engineer 10 years
Financial Asset: Sponsor: Me, My mother, Spouse(Shown 1 year tution+living of SP+OWP of spouse),56K CAD
IELTS:6 not less than 6
NON-SDS, Bangladesh(SP+OWP for spouse)
Applied: 19 October
Refused:13 November

Note: I have mentioned the program is related to my job career in study plan but VO mentioned that not related to earlier education, For financial cause I believe due to shown 1 year cost, they are not convinced, However, I have sufficient money of two years of tution and living expense now.

Queries: Please suggest how to overcome this and how to write the study plan. I have not defer the semester yet. Requesting for positive feedback. Thanks

 

[jweekend]

"Taking the applicant's plan of studies into account, the document provided in support of the applicant's financial situation does not demonstrate that funds would be sufficient or available.
I am not satisfied that the proposed studies would be a reasonable expense.
The study plan does not appear reasonable given the applicant's employment and education history.
I note that: -the client previous studies were in unrelated field
- the client's proposed studies are not reasonable given their career path.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay the fees for the proposed studies.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay for living expenses for the proposed studies.
Rejected"

Details of applicant:
Intended program: MEng in Industrial Engineering, winter intake 2021(Self funded)
Education: B.Sc in Mechanical Engineering(2009),CGPA-3.13, EMBA(2013) 3.6/4.0
Experience: Steel Manufacturing experience, Industrial/Production Engineer 10 years
Financial Asset: Sponsor: Me, My mother, Spouse(Shown 1 year tution+living of SP+OWP of spouse),56K CAD
IELTS:6 not less than 6
NON-SDS, Bangladesh(SP+OWP for spouse)
Applied: 19 October
Refused:13 November

Note: I have mentioned the program is related to my job career in study plan but VO mentioned that not related to earlier education, For financial cause I believe due to shown 1 year cost, they are not convinced, However, I have sufficient money of two years of tution and living expense now.

Queries: Please suggest how to overcome this and how to write the study plan. I have not defer the semester yet. Requesting for positive feedback. Thanks

Your studies is in an unrelated field.

Your study plan is not reasonable

You don't have the sufficient funds to pay for tuition and living expenses

 

[Shaild]

"Taking the applicant's plan of studies into account, the document provided in support of the applicant's financial situation does not demonstrate that funds would be sufficient or available.
I am not satisfied that the proposed studies would be a reasonable expense.
The study plan does not appear reasonable given the applicant's employment and education history.
I note that: -the client previous studies were in unrelated field
- the client's proposed studies are not reasonable given their career path.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay the fees for the proposed studies.
Based on the financial documents submitted, I am not satisfied that the applicant has sufficient funds to pay for living expenses for the proposed studies.
Rejected"

Details of applicant:
Intended program: MEng in Industrial Engineering, winter intake 2021(Self funded)
Education: B.Sc in Mechanical Engineering(2009),CGPA-3.13, EMBA(2013) 3.6/4.0
Experience: Steel Manufacturing experience, Industrial/Production Engineer 10 years
Financial Asset: Sponsor: Me, My mother, Spouse(Shown 1 year tution+living of SP+OWP of spouse),56K CAD
IELTS:6 not less than 6
NON-SDS, Bangladesh(SP+OWP for spouse)
Applied: 19 October
Refused:13 November

Note: I have mentioned the program is related to my job career in study plan but VO mentioned that not related to earlier education, For financial cause I believe due to shown 1 year cost, they are not convinced, However, I have sufficient money of two years of tution and living expense now.

Queries: Please suggest how to overcome this and how to write the study plan. I have not defer the semester yet. Requesting for positive feedback. Thanks

You have not mentioned what is the total fees for your program. what amount have you already paid as tuition fees to your college/UNI ? Besides, for living expense you need to show 10K(student) + 4K(spouse) for the first year in addition to the fees.

 

[Maybe tommorow]

Seems to be all about funds

 

[shopnodana91]

You have not mentioned what is the total fees for your program. what amount have you already paid as tuition fees to your college/UNI ? Besides, for living expense you need to show 10K(student) + 4K(spouse) for the first year in addition to the fees.

Tution fees 28k(2 years)+1 year living(14k)(me)+1 year living(5.5k)(spouse)
I showed 56K.
still they didn't convinced. Everyone says one year cost is enough. But, I think they are considering total tution fees+total cost of living expense.However, if I show now toatal cost(toatal tution+living two years both spouse and me),what is the probability of SP?

 

[shopnodana91]

Seems to be all about funds

I thought so.But another cause they note that unrelated field. But, I already explain it in study plan that Industrial Engineering is totally related with my career history. Did EMBA effect adverse? Not understand.

 

[Shaild]

Tution fees 28k(2 years)+1 year living(14k)(me)+1 year living(5.5k)(spouse)
I showed 56K.
still they didn't convinced. Everyone says one year cost is enough. But, I think they are considering total tution fees+total cost of living expense.However, if I show now toatal cost(toatal tution+living two years both spouse and me),what is the probability of SP?

Ok, you haven't still mentioned how much have you paid. Reason I ask is, I have come across candidates who have paid 1 year fees seems to have had a better financial profile than just showing it in the account as that can easily be withdrawn after generating statement. Whereas fees already paid is locked in.

 

[jweekend]

Tution fees 28k(2 years)+1 year living(14k)(me)+1 year living(5.5k)(spouse)
I showed 56K.
still they didn't convinced. Everyone says one year cost is enough. But, I think they are considering total tution fees+total cost of living expense.However, if I show now toatal cost(toatal tution+living two years both spouse and me),what is the probability of SP?

Is the 56k in cash in your bank account?

 

[shopnodana91]

Ok, you haven't still mentioned how much have you paid. Reason I ask is, I have come across candidates who have paid 1 year fees seems to have had a better financial profile than just showing it in the account as that can easily be withdrawn after generating statement. Whereas fees already paid is locked in.

Actually I paid only 250 CAD for admission secure. As I am a non-SDS student, I didn't pay any tution fees in advance. Is it a good idea to pay one year tution in advance before re-apply?

Is the 56k in cash in your bank account?

Yes. All are in liquid money in bank.

 

[jweekend]

Actually I paid only 250 CAD for admission secure. As I am a non-SDS student, I didn't pay any tution fees in advance. Is it a good idea to pay one year tution in advance before re-apply?

Yes. All are in liquid money in bank.

In your bank account?

 

[shopnodana91]

In your bank account?

No. Me, my mother and my spouse bank account

 

[Shaild]

Actually I paid only 250 CAD for admission secure. As I am a non-SDS student, I didn't pay any tution fees in advance. Is it a good idea to pay one year tution in advance before re-apply?

Yes. All are in liquid money in bank.

This is where the problem is I feel. You have not paid any fees, even though it is non-sds it is a good idea to still show some payment of terms or a years fees. Besides, the money shown I understand is not entirely sitting in your account & is split between your mother & spouse. You need to attend to these before re-applying.

 

[jweekend]

No. Me, my mother and my spouse bank account

So, there is no 56k in your bank account? Your spouse and your mother is not going to study, it's you.

So how much is in your bank account?

 

[Maybe tommorow]

No. Me, my mother and my spouse bank account

There you go. You need it to be in your bank account

 

[shopnodana91]

There you go. You need it to be in your bank account

So, there is no 56k in your bank account? Your spouse and your mother is not going to study, it's you.

So how much is in your bank account?

This is where the problem is I feel. You have not paid any fees, even though it is non-sds it is a good idea to still show some payment of terms or a years fees. Besides, the money shown I understand is not entirely sitting in your account & is split between your mother & spouse. You need to attend to these before re-applying.

40.6K is in my account, spouse account 5K, Mother account 10K.
My wife has applied for OWP and coming with me.

So your suggestion is to pay first year tution fees to university?
All money belongs to my mother and spouse transfer to my account? Isn't any problem sudden transaction to my account? Can't my mother and wife sponsor me?