BeckyDavis
Star Member
- Oct 10, 2014
- 4
- Category........
- Visa Office......
- Manila
- NOC Code......
- 1123
- Job Offer........
- Pre-Assessed..
- App. Filed.......
- 02-07-2014
- AOR Received.
- 27-10-2014
- Med's Request
- 10-02-2015
- Med's Done....
- 18-02-2015
- Interview........
- Waived
- Passport Req..
- 3/3/2015
Hello!
I'm new in this forum. My application was received by Dave in Sydney, Nova Scotia on July 2nd. I've read earlier that a joint account with parents are not OK as a proof of funds. Does any of you know somebody whose application was denied because of this issue?
The thing is, majority of the bank statements I submitted come from joint accounts with my mom. If CIC will not consider those funds from the joint accounts, then I will not meet the required amount. All of the funds in the joint accounts are actually mine. It's just that I want my mom to have easy access to the money in case I die.
As of now, I still haven't heard from CIC. What should I do at this point? Should I send CIC a notarized affidavit explaining that all of the funds in the joint accounts are mine and I just want to give my mom easy access? Or should I create a new bank account under my name only, transfer all of the funds there, and submit new bank statements to CIC?
But if I will do the latter, will it not be a problem by the time CIC verifies the documents I submitted because those bank accounts will be empty by then? Also, I think another issue with the latter is that CIC wants to see the cash flow and not just the ending balance of the bank account. Some people borrow a huge amount of money and put it in their accounts to pretend that it's theirs. Whereas if CIC can see funds going in and out of the account for a long period of time, then the funds look more genuinely owned by the bank account holder.
I would appreciate any helpful feedback on this issue. Thanks a lot!
I'm new in this forum. My application was received by Dave in Sydney, Nova Scotia on July 2nd. I've read earlier that a joint account with parents are not OK as a proof of funds. Does any of you know somebody whose application was denied because of this issue?
The thing is, majority of the bank statements I submitted come from joint accounts with my mom. If CIC will not consider those funds from the joint accounts, then I will not meet the required amount. All of the funds in the joint accounts are actually mine. It's just that I want my mom to have easy access to the money in case I die.
As of now, I still haven't heard from CIC. What should I do at this point? Should I send CIC a notarized affidavit explaining that all of the funds in the joint accounts are mine and I just want to give my mom easy access? Or should I create a new bank account under my name only, transfer all of the funds there, and submit new bank statements to CIC?
But if I will do the latter, will it not be a problem by the time CIC verifies the documents I submitted because those bank accounts will be empty by then? Also, I think another issue with the latter is that CIC wants to see the cash flow and not just the ending balance of the bank account. Some people borrow a huge amount of money and put it in their accounts to pretend that it's theirs. Whereas if CIC can see funds going in and out of the account for a long period of time, then the funds look more genuinely owned by the bank account holder.
I would appreciate any helpful feedback on this issue. Thanks a lot!