It is quiet easy to get a car loan, I mean it depends the route you will go. If you go for a new car either leasing or a full finance through a dealership is not that hard. Direct loans as well are not that bad however I would not bother to buy a new car straight away. I am planning to not spent more than 20k$ for a used car first (yes, I am a car person
) - at the beginning you are not tight to any financial responsibilities apart of your rent and some other sh**. Also if you can do a lot of work on your car yourself then its a plus for you and tons of money saved