+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445
Status
Not open for further replies.
Hi friends can anyone throw some light on Cibil check. Do NDVO takes cibil report of immigrants. What is the impact of this report in Visa Processing.
 
Optimist3 said:
Hi Guys!!

This case is not relating to me.

Did any one here submit only reference letters on a plain paper from supervisor and get PER, without including any other employment proofs like, appointment letter, payslips, exp or relieving letter.

I know a guy who used to work with me in UK. He is currently in India and wants to apply for FSW, but he does not have any proofs of previous employment, except bank statement with salary credits. Although I am willing to give him reference letter, he is not sure if he will be able to get duplicate copies of his appointment letter and payslips from his employer in UK. I have advised him it might be a tough chance, but I want to confirm with you guys before I give him my final opinion. Please help.

Thank you.

If the letter is not given by HR, then i think your reference letter should be supported by contract documents and paylips. Else this puts a doubt in CIC's mind. It may pass PER stage, but there are high chances, he will be asked for other supporting documents by VO, or they may try to do a experience check. This is my take.
 
AutoGenie said:
Hi,

In addition to Fixed Deposit, does Employee Provident Fund and Public Provident Fund also considered towards Maintenance Funds.

Yes, by "Maintenance Funds" i assume u mean "Settlement Funds" :)
 
vivesehg said:
Hi,

If local VO asks for POF, is it fine to show amount from one more account in addition to the accounts used earlier (at time of applying)?

Thanks

yes, if account is either in your or your spouse's name.
 
Century said:
Pls check spreadsheet tab "Avg Process Time". Currently LVO is issuing AOR 19 days after PER. So wait for AOR and update those.

I got my PER on 29th Aug and till now no status update from LVO :'(
 
canada9 said:
Hi friends can anyone throw some light on Cibil check. Do NDVO takes cibil report of immigrants. What is the impact of this report in Visa Processing.

I doubt they do that, plus i don't think they can access it either... Bankers can confirm if it can be accessed by NDVO... .

Also, I don't think anyone has reported any such checks till now.
 
It is a FD account on my spouse's name since last 2 years.

Saps said:
yes, if account is either in your or your spouse's name.
 
eshaarsh said:
I got my PER on 29th Aug and till now no status update from LVO :'(

I got PER on 13 Aug, still no Medical req from NDVO. I'm guessing the verification of docs is taking time in our case. I have Indian and UK work experience submitted.
 
here comes the time.....the forum is on the golden page number........5555! thanks everyone for ur efforts and help. we all deserve a big thank you.....a lot of +1s and still a looong way to go! good luck every one!
 
Saps said:
yes, if account is either in your or your spouse's name.

Wanted to give +1 since a long time. Finally was possible today.
 
Don't cry brother. I think, you will get AOR in this week. ;D ;D

eshaarsh said:
I got my PER on 29th Aug and till now no status update from LVO :'(
 
Pessimistic estimate as per SS is 23rd Sept for 2171. Is that a worst possible scenario OR there could be a possibility of much worse than this ? :-X

I am sending my application tomorrow under 2171 that would hopefully reach on 25th Sept.
 
Did anyone use Online Services of PCC from Delhi Police using this website..

http://www.delhipolice.nic.in/

Or still people are going to Passport Seva Kendra..

Please confirm...
 
Saps said:
I doubt they do that, plus i don't think they can access it either... Bankers can confirm if it can be accessed by NDVO... .

Also, I don't think anyone has reported any such checks till now.

CIBIL report can be accessed by anyone who has a login and password for the CIBIL site. All financial institutions including my organisation has a CIBIL userid. This is used to check the creditworthiness of a customer.

To be noted is that, Bank names are mentioned as xxxxxxx where the customer has credit facilities (home loans, car loans, personal loans, Credit card payments, etc) or has defaulted.

But the credit history is provided nevertheless without bank names. If NDVO or their 3rd party vendors have a CIBIL userID, then they can also check the creditworthiness of an applicant, albeit without bank names. However I doubt they use this, else most of the applications would have been rejected, as most do not mention their home loans and car loans.
 
I don't believe Central Bank of a country will give access to this data to any Embassy - it is violation of sovereignty of a country. ??? ???

CanOl said:

CIBIL report can be accessed by anyone who has a login and password for the CIBIL site. All financial institutions including my organisation has a CIBIL userid. This is used to check the creditworthiness of a customer.

To be noted is that, Bank names are mentioned as xxxxxxx where the customer has credit facilities (home loans, car loans, personal loans, Credit card payments, etc) or has defaulted.

But the credit history is provided nevertheless without bank names. If NDVO or their 3rd party vendors have a CIBIL userID, then they can also check the creditworthiness of an applicant, albeit without bank names. However I doubt they use this, else most of the applications would have been rejected, as most do not mention their home loans and car loans.
 
Status
Not open for further replies.