For those who submitted Bank Draft/Money Order Did You Check through Bank after?

[hahamylove]

Hi guys, for those who submitted certified cheque/bank draft/money order, did you check with the bank about whether CIC cashed them out? And is the information banks tell you accurate, meaning if CIC cashed it out you will be told so?

 

[joolery]

I was told I can cancel my money order at any time up to when it is deposited, so there must be a way that they can tell. Mine was through BMO.

I only sent mine last week, I will probably go ask BMO after it has been a month.

 

[hahamylove]

Thanks. Someone who sent money order long time ago and asked the status? I do wonder because I hope to know that when I ask my bank, they will be able to tell me IF it is cashed out.

 

[hahamylove]

Anyone please? I see quite many people submitted bank draft in the spreadsheet trackers.

 

[joolery]

Why not call the bank you got it from to ask?

 

[hahamylove]

Why not call the bank you got it from to ask?

I haven't called or visited because CIC has not yet come to my application package yet (and I am sure about it). I just hope to get some experience from people who used bank draft long before and see if they could check with their bank regarding the status of the bank draft.

 

[sonnenstern]

Yes I asked my bank if the money order had been cashed because getting AOR took longer than average and I wanted to confirm. They took a few days to inquire and by the time they called me to confirm it was cashed, I had received my AOR as well. Just give your bank a call!

 

[cecapp14]

My experience with TD was:

1st time, by phone: after telling me they were not able to check, the operator spoke with a supervisor who told it was not encashed yet and it would be better to go straight to the branch.
2nd time, at the branch: the guy checked and immediately told me it was not encashed.
3rd time, at the branch: another guy told me there was no way of checking the encashment of a bank draft and was assuring me that no one could tell me something about. He addressed me to another guy and this guy told me that is possible and was not cashed.

Bottomline: when I received the AOR, it showed an encashment date prior of my last checking.
So or the "negative" guy was right or takes time to update the status. I am more for the second option.

Suggestion is not to freak out (as I was doing) if they tell you is not been encashed yet.

 

[Jalex23]

Hi guys, for those who submitted certified cheque/bank draft/money order, did you check with the bank about whether CIC cashed them out?

God no... why would I do that?

???

 

[hahamylove]

My experience with TD was:

1st time, by phone: after telling me they were not able to check, the operator spoke with a supervisor who told it was not encashed yet and it would be better to go straight to the branch.
2nd time, at the branch: the guy checked and immediately told me it was not encashed.
3rd time, at the branch: another guy told me there was no way of checking the encashment of a bank draft and was assuring me that no one could tell me something about. He addressed me to another guy and this guy told me that is possible and was not cashed.

Bottomline: when I received the AOR, it showed an encashment date prior of my last checking.
So or the "negative" guy was right or takes time to update the status. I am more for the second option.

Suggestion is not to freak out (as I was doing) if they tell you is not been encashed yet.

Gosh, thanks so much for your experience sharing. This is EXACTLY what I worry the most about so at least you are helping me take precautious steps.

 

[i m_patel]

yes they should be able to tell you the status of draft...outstanding or cashed out..

 

[thisisauser]

RBC was able to tell me the date it was cashed very quickly.

 

[hahamylove]

Thanks guys... Hope my bank branch will tell me quickly too!

 

[hahamylove]

My experience with TD was:

1st time, by phone: after telling me they were not able to check, the operator spoke with a supervisor who told it was not encashed yet and it would be better to go straight to the branch.
2nd time, at the branch: the guy checked and immediately told me it was not encashed.
3rd time, at the branch: another guy told me there was no way of checking the encashment of a bank draft and was assuring me that no one could tell me something about. He addressed me to another guy and this guy told me that is possible and was not cashed.

Bottomline: when I received the AOR, it showed an encashment date prior of my last checking.
So or the "negative" guy was right or takes time to update the status. I am more for the second option.

Suggestion is not to freak out (as I was doing) if they tell you is not been encashed yet.

cecapp14, I am revisiting this thread because I am experiencing this horror - been to bank multiple times and learned that my draft is never encashed. Fingers crossed for AOR to come!