hi crissy!
my bank account is only 6 months old at the time of my submission to the VO, what I did as per advise ng agent ko I made an affidavit, my POF is deposited in one time and in large amount kaya I also submitted a
Deed of Donation kung kanino nanggaling like for me mother ko ang donee mas credible kung galing un sa immediate family, nagpagawa lang kame sa lawyer, basta lahat ng deposits daw na one time and large amount kelangan may explanation kung saan galing ung cash, for example Deed of sale ng properties etc....