nz2ca, don't worry if you don't see a flaw in your application. Going by other statistics, if your aplication had problems, it would have been returned earlier. Taking more time is actually a good sign, as there's a high chance that you will get an AOR. Is there a way for you to find out if your DD was encashed. For me, it's painful and hence I have given up on the idea after 2 attempts. BOA didn't have a way of issuing Canadian funds locally, so they sent the request to their Canadian branch. Now all follow up has to be done from the Canadin branch of the bank. And there is no way for me to find out directly. I have to walk to the local branch and request verbally. After that they reach out to the Canadin unit by e-mail, e-mail response time is 24-28 hours and the they call me back. But, more often than not, after my verbal request they forget to send the e-mail. So, I have to remind them several times and get a positive answer only after 5-6 days. So, I have given up on trying that route. I will never use BOA again. If you can find from your banker, that will give some indication. I haven't seen a DD encashed if the application was not going to be approved. So, first they check the eligibility, if that is appropriate, only then they try to cash the DD. Once that comes through too, then they issue the AOR. Do let me know what you find out.
