Edmonton, Alberta settlers Join here

[prospective]

Well I do beg to differ from you here .For the year of 2012 17,282$ was the tax free bracket/basic personal amount for one person and 34,564$ for a couple if the spouse is not working.So, if your income is less/equal to that figure you are exempted from provincial taxes only..

However, one has to pay both Federal and Provincial taxes .The Federal tax free income bracket/basic personal amount for Feredal taxes is only 10,822$ for one person and 21,644$ for a couple if the spouse is not working.

In order to be exempted from both Federal and Provincial taxes your income should not exceed 10,822$ as a single and 21,644$ as a couple.So,if you earning anything more than 21,644$ (as a couple) ,you are exempted from Provincial taxes (for AB) but you still need to pay Federal taxes .

The exact amount can be calculated at the following links:

http://lsminsurance.ca/calculators/canada/income-tax

http://www.finance.alberta.ca/calc-script/pit-assumptions.htm

Very informative!

 

[sonea]

I shall be landed in Edmonton in 1st week of September.I got PR visa with Finance Manager category. Shall I get entry level job initially? Moreover, we are four members family with 2kids of 6.5 & 2.5 years old.How much amount shall I get from Child Tex benefit?

CCTB is calculated based on your last years tax return if u r new in Canada they will ask you about your world income, which means you need to mention your annual income of previous year that you earned in the country where you came from. It could be around $300 max. As u have a child under 6 years you will get UCTB which is fixed $100 for a child until s/he turns 6.

These payments may stake some time to start it can take upto 4 months for CCTB and UCTB payments to start after you apply but they calculate your payment from the day you land in Canada and you get payment in arrears.

You should try entry level jobs initially as I said that during your telephone interview if the person thinks that you are suitable for a higher position he will recommend you for that. If you get hired as trainee financial service manager, you will have to complete your finance manager tests and trainjngs for license, for which usually the bank pays and you have to take the test within a year and pass it in 3 attempts, only then you can become a financial service manager.

 

[luqi]

hey guys how to find how much one have to pay for car insurance per month in alberta.

 

[ItsBeenLongNow]

hey guys how to find how much one have to pay for car insurance per month in alberta.

soneone i know told me that for a new driver it will not be more than $150/m (Alberta)
others may comment further

 

[newcomer]

soneone i know told me that for a new driver it will not be more than $150/m (Alberta)
others may comment further

We are paying around 160$/m for an Acura MDX.

 

[ItsBeenLongNow]

We are paying around 160$/m for an Acura MDX.

Thx for the update, are you a new driver? and which province AB?

 

[newcomer]

Thx for the update, are you a new driver? and which province AB?

Yes,in Calgary but not for a new driver ,an experienced one with GDL 5 licence.And thats for my husband ,not me ,who got his Saudi licence exchanged (alongwith a road test) for GDL 5 (full class).However,surprisingly ,we were paying almost the same insurance with his International licence as well, initially.

Hope that helps!

 

[ItsBeenLongNow]

Yes,in Calgary but not for a new driver ,an experienced one with GDL 5 licence.And thats for my husband ,not me ,who got his Saudi licence exchanged (alongwith a road test) for GDL 5.However,surprisingly ,we were paying almost the same insurance with his International licence as well, initially.

Hope that helps!

Thanks, which brings me to another question, can i purchase a car with intl DL?, Im also from Saudi, can i also exchange my DL with AB DL?

thx

 

[newcomer]

Thanks, which brings me to another question, can i purchase a car with intl DL?, Im also from Saudi, can i also exchange my DL with AB DL?

thx

Yup,absolutely ,we bought the car (with 100% cash payment,not sure about lease options) with his International licence and got the insurance without any issues. .

Well its not simply "exchange" with AB licence as KSA does not have a reciprocal licencing agreement with AB.However ,you can get exempted from 3 years waiting period for a full class GDL 5 licence by submitting your Saudi licence+taking knowledge test+taking advanced road test.

http://www.servicealberta.ca/1671.cfm

 

[ItsBeenLongNow]

Yup,absolutely ,we bought the car (with 100% cash payment,not sure about lease options) with his International licence and got the insurance without any issues. .

Well its not simply "exchange" with AB licence as KSA does not have a reciprocal licencing agreement with AB.However ,you can get exempted from 3 years waiting period for a full class GDL 5 licence by submitting your Saudi licence+taking knowledge test+taking advanced road test.

http://www.servicealberta.ca/1671.cfm

Much Thx! @ Newcomer +1

 

[sonea]

We are paying $80 per month my husband had USA (expired) and Pakistan licence, he did the road test and got GDL 5 lisence .. Car was purchased on 100% payment, it's 3rd party insurance only by western direct in Edmonton.

 

[ItsBeenLongNow]

We are paying $80 per month my husband had USA (expired) and Pakistan licence, he did the road test and got GDL 5 lisence .. Car was purchased on 100% payment, it's 3 party insurance only by western direct in Edmonton.

Thanks Sonea, Thanks a bunch +1

 

[luqi]

thanks guys. can we exchange the Pakistani license?

 

[newcomer]

thanks guys. can we exchange the Pakistani license?

Yes you can but for Pakistan licence, first it needs to be verified by Pakistan consulate Vancouver, which usually takes 2-3 months. Rest of the process is the same, as mentioned above for KSA licence.

 

[luqi]

ok thank you.