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Canada study permit: proof of funds

Naturgrl

VIP Member
Apr 5, 2020
44,671
9,429
I did not order GCMS notes so I am not sure. I am only going based off the correspondence letter. I am at Lakehead University and the sponsor will help me to pay for the other two years. Also, the only letter from the bank I have is the one saying that the sponsor can indeed help me. The sponsor is my dad's place of work... It is a proprietorship (one person owns it) and she is sponsoring me through her business (also stated explicitly in the letter).
You should be ordering GCMS notes so don’t reapply until you have them. Takes about 30 days and gives you the officer’s notes. Sponsorship needs to be through personal funds not business accounts. So VOs may not consider the funds. This friend can stop sponsorship at any time so you don’t have the funds to continue school. How would you pay for it…even working part-time only pays for living expenses.

Are your classes moving to in-person or are they all online for winter/spring 2022?
 

jp242

Star Member
Nov 11, 2021
55
2
You should be ordering GCMS notes so don’t reapply until you have them. Takes about 30 days and gives you the officer’s notes. Sponsorship needs to be through personal funds not business accounts. So VOs may not consider the funds. This friend can stop sponsorship at any time so you don’t have the funds to continue school. How would you pay for it…even working part-time only pays for living expenses.

Are your classes moving to in-person or are they all online for winter/spring 2022?
I already reapplied :) I have two in person classes in the Winter. And I've heard of business sponsoring people (why can't they?). The letter has been notarized so it is legally binding now, and I know the sponsor personally and she won't just back out.
 

Naturgrl

VIP Member
Apr 5, 2020
44,671
9,429
I already reapplied :) I have two in person classes in the Winter. And I've heard of business sponsoring people (why can't they?). The letter has been notarized so it is legally binding now, and I know the sponsor personally and she won't just back out.
How many people do you know being sponsored by business people who are not family? Hopefully you get a response soon before the Winter sessions starts. If not, you have to decide whether to continue your studies. You have risked getting your PGWP too. You should not have started without a study permit but deferred.
 

Naturgrl

VIP Member
Apr 5, 2020
44,671
9,429
I already reapplied :) I have two in person classes in the Winter. And I've heard of business sponsoring people (why can't they?). The letter has been notarized so it is legally binding now, and I know the sponsor personally and she won't just back out.
And a notarized document is not legally binding. Not at all. If you are in Canada and she stops payment, there is nothing you can do.
 

jp242

Star Member
Nov 11, 2021
55
2
I already reapplied :) I have two in person classes in the Winter. And I've heard of business sponsoring people (why can't they?). The letter has been notarized so it is legally binding now, and I know the sponsor personally and she won't just back out.
She is my 'godmother', but that wasn't put in the sponsorship letter. However, if you ask a business to sponsor you and you get through and they prove they can fund you, then Canadian officers should be satisfied. They only want to know that I am financially taken care of. Also, when I started in 2020, cic had put out a mandate saying that those who started in 2020 could study online and still be eligible for PGWP due to the effects of COVID.
 

Naturgrl

VIP Member
Apr 5, 2020
44,671
9,429
She is my 'godmother', but that wasn't put in the sponsorship letter. However, if you ask a business to sponsor you and you get through and they prove they can fund you, then Canadian officers should be satisfied. They only want to know that I am financially taken care of. Also, when I started in 2020, cic had put out a mandate saying that those who started in 2020 could study online and still be eligible for PGWP due to the effects of COVID.
VOs don’t see it that way since they are not in Canada but you are. They want to see personal funds. You have been studying for a long time and have never ordered GCMS notes. You should now even though you reapplied again. You may get a positive response this time.

The issue is that your courses are moving in-person in January, correct? Will you be able to maintain full time studies if you aren’t in Canada? If not full-time, then you will not be eligible for a PGWP.
 

jp242

Star Member
Nov 11, 2021
55
2
I agree...but VO officers are human and COVID has been rough on us all. So if I am short on my personal funds, they should be convinced that the sponsor from my home country will help out my main supporters (parents). That's what sponsors are for after all. I will take ordering GCMS notes into consideration, mostly because even if I read them, if I get through, I won't need them. If I don't then I will definitely order them. Thanks for the encouragement at the end there.
Not all courses are moving fully in person. I still have online classes... Also, the two classes only amount for 1 credit so I will have 4 left, putting me above the 3.5 credits needed for full time studies.
 

jp242

Star Member
Nov 11, 2021
55
2
I agree...but VO officers are human and COVID has been rough on us all. So if I am short on my personal funds, they should be convinced that the sponsor from my home country will help out my main supporters (parents). That's what sponsors are for after all. I will take ordering GCMS notes into consideration, mostly because even if I read them, if I get through, I won't need them. If I don't then I will definitely order them. Thanks for the encouragement at the end there.
Not all courses are moving fully in person. I still have online classes... Also, the two classes only amount for 1 credit so I will have 4 left, putting me above the 3.5 credits needed for full time studies.
Also how can I order GCMS notes on an application still in progress? or did you mean I should get one from my previous refusal
 

Naturgrl

VIP Member
Apr 5, 2020
44,671
9,429
Also how can I order GCMS notes on an application still in progress? or did you mean I should get one from my previous refusal
You always order GCMS notes after the first refusal. Google - order GCMS notes. If you have just reapplied back to back (3 times) without addressing past refusal reasons, VO will wonder why.
 

jp242

Star Member
Nov 11, 2021
55
2
You always order GCMS notes after the first refusal. Google - order GCMS notes. If you have just reapplied back to back (3 times) without addressing past refusal reasons, VO will wonder why.
Thanks for the advice. After the first refusal, I went with an agent (from the Caribbean thou) and her suggestions did not prove successful for the second application. I addressed one issue that didn't come up in my second refusal but the main two, purpose of visit and personal and financial status came back up, so I hope I addressed them well (even though I do not have GCMS notes).
 

jp242

Star Member
Nov 11, 2021
55
2
Thanks for the advice. After the first refusal, I went with an agent (from the Caribbean thou) and her suggestions did not prove successful for the second application. I addressed one issue that didn't come up in my second refusal but the main two, purpose of visit and personal and financial status came back up, so I hope I addressed them well (even though I do not have GCMS notes).
Also, there is a year gap between my second and third application (the first two were back to back).
 

Mnt

Full Member
Nov 18, 2021
47
11
My case is similar to yours regarding the funding. I applied using only money from my partner and my father-in-law cause I used all my personal money to pay the tuition fees fully, and got rejected. After taking this step back and looking at my application more objectively, I understand that my SOP lacked explanation on the matter. I ordered GCMS and am already preparing for the next application, addressing the VO notes.
I had the same optimist as you that the VO is a human being and got denied, now I’m doing everything with extra care.
I wish the best to you, please keep us informed on your status.
 

jp242

Star Member
Nov 11, 2021
55
2
My case is similar to yours regarding the funding. I applied using only money from my partner and my father-in-law cause I used all my personal money to pay the tuition fees fully, and got rejected. After taking this step back and looking at my application more objectively, I understand that my SOP lacked explanation on the matter. I ordered GCMS and am already preparing for the next application, addressing the VO notes.
I had the same optimist as you that the VO is a human being and got denied, now I’m doing everything with extra care.
I wish the best to you, please keep us informed on your status.
Will do...My SOP does not expound on my financial status but in my proof of funds I have little notes that I have made explaining things that may not be self explanatory. Thank you :))
 

jp242

Star Member
Nov 11, 2021
55
2
My case is similar to yours regarding the funding. I applied using only money from my partner and my father-in-law cause I used all my personal money to pay the tuition fees fully, and got rejected. After taking this step back and looking at my application more objectively, I understand that my SOP lacked explanation on the matter. I ordered GCMS and am already preparing for the next application, addressing the VO notes.
I had the same optimist as you that the VO is a human being and got denied, now I’m doing everything with extra care.
I wish the best to you, please keep us informed on your status.
Also good luck to you as well!!