Background Checks -EXPLAINED >>>

[mk9212]

Thanks inamul70 , I'm nov 29th applicant, got PER on 17th Feb, and after that no updates on my application. Before per, my HR told me that she got a verification (paper) , to recognise me (i.e. About my employment details) but I don't think so.. I'm not able to trust her for this.. It is possible that before getting per somebody verify your company or employment or experiece?

 

[sidhuhyderabad]

i lived in aus for 5 yrs, i used personal credit card worth $13000, but didnt pay back coz due to personal problem i didnt go back to aus, will there be any problem getting my PCC, will i be listed in criminality, plz plz help, plz suggest

 

[mk9212]

pcc sent along with fsw application beneficial or not

How they (NDVO) verified your job location and work experience, did anyone from your company informed you about it. (Directly or indirectly)

if yes what information they asked about you for verification?

Also did they come for physical verification?

 

[samuel.eled]

You need to payoff this credit card debt b4 you can get an Australian PCC.

i lived in aus for 5 yrs, i used personal credit card worth $13000, but didnt pay back coz due to personal problem i didnt go back to aus, will there be any problem getting my PCC, will i be listed in criminality, plz plz help, plz suggest

 

[AndySin007]

I dont think Financial Issues comes under PCC unless and untill credit card company goes to court but still it will not be counted as criminal case, so you should be fine.

 

[atroy]

I dont think Financial Issues comes under PCC unless and untill credit card company goes to court but still it will not be counted as criminal case, so you should be fine.

It may not be a criminal case but it may be treated as misrepresentation if he hadn't shown this liability in the application form.
I suggest he must pay his debt regardless.
Sooner or later your past catches up with you.

 

[AndySin007]

It may not be a criminal case but it may be treated as misrepresentation if he hadn't shown this liability in the application form.
I suggest he must pay his debt regardless.
Sooner or later your past catches up with you.

But do they really check financial information as well ? I thought no one can check your financial detail without your approval.
pls comment

 

[atroy]

But do they really check financial information as well ? I thought no one can check your financial detail without your approval.
pls comment

They don't need his approval. His credit history is in the database.

 

[AndySin007]

They don't need his approval. His credit history is in the database.

That's what I am saying. Its with experian or Equifax but to order a copy they need authorization from the individual, only if the name is associated with some crime police can check the details not just for the sake of checking, they have to provide justification I guess as their human rights are more stringent compared to India

 

[sidhuhyderabad]

You need to payoff this credit card debt b4 you can get an Australian PCC.

hey samuel bro, i applied for aus pcc on 22nd feb, i got it on 3rd march, everything is clear with my pcc, many of my friends said that credit cards and personal loans, mobiles and laptops these things doest come under criminal check, these things are related to personal credit history, last yr i applied for PCC it was clear, again CIC might as me for aus pcc, so i had to apply for pcc, and i got it it was clear, so my aus pcc is valid till june ending, my process might complete til june end or july, even if it goes to court no problem for me

 

[sidhuhyderabad]

I dont think Financial Issues comes under PCC unless and untill credit card company goes to court but still it will not be counted as criminal case, so you should be fine.

yes bro you are right, its been more than 2.7yrs i left aus, i applied twice for aus pcc, its clear, i was very happy after getting my pcc,
i didnt kill any one nor i involved in any dangerous criminal activity, the credit card company gave me for my personal use, i had to come back to my country due to some personal issues, so i fail to pay, i applied for aus twice, i didnt clear skill assessment, so its their bad luck, now im applying for canada, so i need aus pcc clear, and i got it, this is the second time i got it clear

 

[sidhuhyderabad]

They don't need his approval. His credit history is in the database.

if i make any tax fraud then i might come under crime scanner, i didnt do any tax scam, they gave me credit card due to my credit history was good, i had to come back becoz of problems, so i didnt paid, i didnt steal any1's credit card nor i killed any one there, look in human history there are so many problems, its a part of life, i never thought that i would leave australia, but few circumstances make human life horrible, its life anything could happen with any1, i dont want to be philosophical but the truth is, my intention was not to betray, n by gods grace i got pcc clear

 

[sidhuhyderabad]

That's what I am saying. Its with experian or Equifax but to order a copy they need authorization from the individual, only if the name is associated with some crime police can check the details not just for the sake of checking, they have to provide justification I guess as their human rights are more stringent compared to India

but in australia there is a company called VEDA online, its very popular site for credit check for individual, however if a person makes fraud of morethan $100,000 then it might be a problem, for $10,000 or $20,000 they wont do it, its like 20,000 rupees for them

 

[atroy]

Well, the police certificate came clear.

There is a chance that your debt was sold to international collector agencies. Do you think they can't hunt you down in Canada?

Think what will happen if they can.
Note I did not mention moral matters.

 

[nsb]

Hello frnds

I have one query, I sent my add Doc's request on 1 Nov 2014 and got re-assessment ( re-medical in 7 days ) after 4.5 months, did it on 24 March 2015. I sent query to NDVO and aksed them that did they receive my medical or not they replied, below is the content of the email
"Please be advised that we have received the medical results and certain background investigations are being conducted in connection with your application. As these investigations are conducted by outside agencies, we have no purview over the processing time. We are therefore unable to give an exact time frame in which we expect to conclude the verifications on this case

can anyone let me know what is this mean ? from what I understand and discussion with other members the background check was done in 4.5 months, I should be at last stage of my case. Why start again background investigation.
Anyone else face this situation, please let me know I cannot wait anymore, it's killing me