Congratulations on your nle
to answer your questions:
1. MAybe having too much ight make the vo wonder?
2. You need to secure a ltter from your relative that he or she will be sponsoring your studies and expenses, etc.. apart from that, they should provide you proof of funds, income, address, etc
3. It's always better to have the money in your name. Patagalan mo din sa account mo bago ka humingi ng bank cert. The older the account, the better. In our case for example, I showed a bank account that was 3 years old, and then my wife showed an account that is a decade old already
@calgary woman, you can try inquiring sa mga schools first if ok lang sa kanila na kumuha ka ng program sa kanila even if you only had 2 years of study sa pinas