+1(514) 937-9445 or Toll-free (Canada & US) +1 (888) 947-9445

kapil098

Star Member
Jul 10, 2018
142
1
Hello to all. I hope all are doing well. I got refusal for study visa due to financial reasons. I wrote some points to defend my financial credibility by mentioning my father as primary and brother as secondary sponsor. Please check it and give your useful feedback to make it more strong. Thank you
Financial Resources:


1. I belong to an educated and financially sound family. My father is my primary sponsor. He is a well-established Government medical practitioner with about 30 years of experience. My university fees for one year is 14kcad and living expenses would be around 12kcad for one year. So, total amount is 26kcad per year to show for financial credibility according to CIC Canada. I have enough funds to cover the duration of my stay including boarding, lodging, travel, tuition fees, and living expenses i.e. XXX CAD which are provided by my father from his earnings and savings. In additional, my father has other assets mentioned in the wealth statements shown in the FBR (including property, land, Bonds, stocks, certificates etc.) which has the worth of around PKR. XXX equal to XXX CAD are attached with the financial documents and annual income of PKR. XXX equal to XXX CAD.


2. For addition of financial support, my brother is my secondary sponsor. He is working as a senior Risk Analyst and has financially well settled in Canada. He is also going to support me in case of extra expenses would require for my higher studies in Canada. He has XXX CAD amount in his account. I attached notarized sponsorship letter along with bank statements and notice of assessment for your convenience. Having the multiple sponsor will definitely help me to make my financial credibility more strong and also leads me to pursue my goals more easily.
 
so basically you are saying that you can cover your entire stay since you said "I have enough funds to cover the duration of my stay including boarding, lodging, travel, tuition fees, and living expensesI have enough funds to cover the duration of my stay including boarding, lodging, travel, tuition fees, and living expenses"

in that case i see no reason for ircc to reject you unless they suspect your funds came from somewhere else. maybe you can try asking for the notes
sure bro. Also bro i want to know that My grandfather has gifted some money in my father's bank account. My father is government officer. He has some white money shown in FBR. I am re applying for study visa. Both amount will be equal to my living and educational expenses. ALso then i will mention about my brother as secondary sponsor. I want to know do i need to attach that gift deed certificate with the bank statement? Also having money as gift in my father's account makes my case weaker? Please guide me
 
did you show that the money came from your grandfather? otherwise they may think you took a bank loan/some other loan illegally to "prove" you had the money. Did you also show your father income? how much was it?

anyway to simplify things you should state all figures in CAD here instead of rupee... for a start im not from india -_-
Last time i applied i shown my father income his pay slips and other tax documents but that time my grand father didn't gift the money. Now my grandfather provide the money to my father. So now i attached affidavit for gift deeds and cheques for the money trail generate as gift deeds?