Also, I intend to raise CSE and attach a 6-month bank statement showing there has been no withdrawal from the account, another LOE, 6 months fixed deposit certificate (As the deposit is renewed every 30days), letter of non-indebtedness and a bank reference. I was also thinking of getting a letter from my father in law who gave us the gift to reaffirm. Do you think this is too much? I await your kind response.
Bank letters should be more than enough. Feel free to include the gift letter if thats not much of effort. Past refusals shouldn't be a problem. They have every info at their disposal and can cross verify irrespective of whether you were able to explicitly mention the details.