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  1. Steevy

    Choosing a Medical Insurance Company

    Yes, if you have a flu or a fever it is considered a medical emergency that requires immediate treatment. In case with seasonal sicknesses i.e. regular cold, they are not emergencies, unless there are some complications i.e. severe cough, high temperature, etc.
  2. Steevy

    3 months health insurance for new immigrants to Ontario

    Routine check-ups and consultations are not covered under any Visitors to Canada / New Immigrants insurance plans. Yet, if it is related to a medical emergency i.e. flu, fever, infection, physical injury or any other sickness / accident, this insurance will cover the expenses. As for...
  3. Steevy

    Can I get Quebec health insurance while keeping my BC one?

    Give MSP a call and tell about your situation. They will sure tell you how it works. Here is some info regarding your question -...
  4. Steevy

    How long can I use Manitoba Health Card in Toronto

    As a Canadian resident moving to a different province such as Ontario, you will have a 3-months waiting period from the date you establish your residency in Toronto before your OHIP coverage kicks in. Here is the official info on that matter from Manitoba Health Website -...
  5. Steevy

    MSP CARD Mailing Time

    Takes up to 60 or so days for it to arrive. To make sure, call BC MSP and ask whether it has been mailed to you at all. It's the best way to go about it. Sometimes mail gets lost or they might have forgotten to send it in the first place.
  6. Steevy

    Choosing a Medical Insurance Company

    As for your questions, you may consider Allianz's coverage given the fact that it is an internationally recognized insurance company with an extensive network of healthcare providers that accept their insurance policies. Coverage itself is fairly comprehensive compared to other providers on your...
  7. Steevy

    Post Graduate Work Permit Processing Time (PGWP)

    Search your college/university website, there are should be guides available on how to apply with specific examples. If not, you can just google the guide from a different place online and use it as a template. Best thing to do though is to talk to someone (i.e. academic advisor/international...
  8. Steevy

    New Born Baby

    canuck78 is right. Private insurance (that has maternity benefit and delivery coverage specifically) is only available to applicants who are not pregnant prior to the start date of their insurance coverage. The only private coverage option that a pregnant person may be eligible for is pregnancy...
  9. Steevy

    Do I need additional private insurace with RAMQ?

    You are not required to have a supplemental insurance to your RAMQ, but if are worried about the costs for dental care, etc. then you may want to look for an extended health benefits plan. The best ones would be provided by an employer, while individual private health and/or dental insurance is...
  10. Steevy

    Renewal of RAMQ while unemployed?

    Your best bet is to contact RAMQ office and describe your situation. I am pretty sure that you are not the first person in a similar situation, so they should be able to give you more specific info on how you can renew the card. If you are seeing a dentist and pay for the services, there should...
  11. Steevy

    Which private insurance during the 3 month wait period?

    You can browse through the options online and get an instant quote here - Medical Insurance for Newcomers As newcomers to Canada you can get the coverage for medical emergency treatment while you are waiting to receive OHIP. If you are looking for a comprehensive benefit package, I would...
  12. Steevy

    Which provinces offer Medicare from day 1

    If you an eligible resident (see official websites for each province below to confirm eligibility), the coverage is provided on Day 1 in: - Alberta (For eligible residents arriving from outside Canada only) - Nova Scotia (for returning Canadians and PRs moving from outside Canada only) - Prince...
  13. Steevy

    Buying private insurance in Quebec

    There are quite a few private insurance options for people in a similar situation to yours on the market. As New Immigrants that type of coverage available to you is Visitors to Canada insurance (generic name for medical emergency insurance for tourists, newcomers and even returning Canadian...
  14. Steevy

    Regarding Waiting Period for Healthcare post Landing in Saskatchewan

    Usually, there is no 90-day waiting period (provincial insurance) for eligible Saskatchewan residents, so you do not need to buy private insurance policy. If you are still not sure, just call Saskatchewan Health Card Services at 1-800-667-7551
  15. Steevy

    Pre-existing condition health coverage

    Eye care coverage is usually a part of an extend heath benefit plan for Canadian residents with an active provincial insurance coverage.
  16. Steevy

    Health insurance while waiting for PR

    There are quite a few private insurance options (while you are not covered by the government health insurance in Canada) that you can find. You can use an online insurance calculator and see available insurance packages based on your age, coverage amount and deductible preferences as well as...
  17. Steevy

    Pre-existing condition health coverage

    Depending on your age, preferences for coverage, deductible and whether or not you have any pre-existing medical issues you should be able to find quite a few options. Private insurance for newcomers to Canada will cover the costs for medical emergency care i.e. treatment of unexpected...
  18. Steevy

    Travel insurance

    In your situation, you will most likely not be covered with a provincial insurance plan as you need to establish your residency first, before you can get provincial medical coverage. Some provinces such as BC, ON, NB, QC and Yukon also have a 3-months waiting period from the moment. As far as I...
  19. Steevy

    Healthcare insurance as a Spanish tourist/visitor

    If you have a private health insurance plan back home, you may ask your provider whether or not you have travel insurance coverage as it might be included in your health insurance package. If not, you may either purchase a travel insurance policy from an insurance provider in Spain or a...
  20. Steevy

    Health Insurance - British Columbia (first 3 months)

    In BC, waiting period before you can use provincial insurance coverage consists of the balance of the month in which residence in British Columbia is established, plus two additional months. As a new Canadian immigrant with a PR, your residence is generally considered to be established upon...