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  1. Steevy

    Eligibility for OHIP.. feeling scrutinized

    The only thing I can make of it is that Service Ontario is concerned with your physical presence in Ontario - "you are in Ontario for at least 153 days in any 12-month period.", which is one of the eligibility requirements for OHIP. I would suggest to follow up with them to clarify the nature...
  2. Steevy

    new OHIP registeration but dont have Residency address....!!!!

    Yes, your SIN should be active. You can check in with any Service Canada office to confirm that. As for OHIP, if you are travelling from outside Canada you will most likely have to wait 3 months following the date you arrive in Ontario before your OHIP is activated. During this time you can...
  3. Steevy

    How does health insurance work in Canada?

    Unlike ON, in BC you pay $37.50 per person for the provincial insurance plan (unless you qualify for premium assistance, in which case it is a lower rate). When you are changing provinces of residence, you should notify OHIP that you are leaving Ontario and will be residing in BC, so that your...
  4. Steevy

    Visitor Insurance Policy required

    True, private medical insurance for Visitors to Canada will only cover medical emergencies. Yet, an "emergency", according to most insurance policies, is a an unexpected sickness or an accidental injury that cannot be reasonably delayed to be treated (as in until insured returns back to their...
  5. Steevy

    I am a Canadian but my wife is non-Canadian, can she avoid the giving birth cost

    As a visitor to Canada she is not eligible for the government health insurance coverage. In BC, generally, she must either be a work permit holder, international student or a permanent resident in order to be eligible for MSP coverage. Also, since she is already pregnant, private insurance will...
  6. Steevy

    I got sick during my first landing

    If you have a travel/visitors to Canada insurance, first thing to do is to call your insurance provider and notify them that you had a medical emergency and were hospitalized. You should ask them if there is a way for them to cover your bill without you having to pay upfront and getting...
  7. Steevy

    Question about IEC and health insurance...

    As a UK citizen you are eligible for a trip to Canada for up to 24 months through IEC/Working Holiday program. If you are planning to stay in Canada for 2 years (or you at least anticipate that you may end up staying 2 years) you will need to purchase an insurance policy for 2 years and be able...
  8. Steevy

    Travel insurance for pr holders?

    Yes, you can get a travel insurance policy for Canadian residents travelling out of province as long as your government insurance coverage is active (i.e. OHIP in Ontario, MSP in BC, etc.). You should have it active for as long as you are on a trip outside your province of residence.
  9. Steevy

    Life insurance after PR in Toronto - Question

    Agreed with a previous comment. Life Insurance is quite different from an extended health insurance plan that offers additional coverage for services that are not covered by your provincial insurance (OHIP) i.e. prescription drugs, vision care, dental (if you select that option), etc. Life...
  10. Steevy

    Ohip with owp employment question

    As far as I know, a letter that an employer intends to employ someone for at least 6 months as a full-time worker is enough to satisfy the requirement for OHIP. However, the best thing to do is to call Service Ontario and confirm it with the official source. You should find contact information...
  11. Steevy

    Planning 2019 pregnancy - coverage questions (BC MSP)

    It could be an issue if you are planning to get pregnant before getting insurance. There are not a lot of private insurance options that cover any pregnancy-related medical care and even less of those that cover things like childbirth. Your best option (as long as you are ok with covering...
  12. Steevy

    Private health insurance in first three months

    Agreed with steaky. You will need an insurance till the end of October before your MSP coverage kick in. You can get a quote and compare private insurance options for newcomers to Canada online using the link below. Medical Insurance for New Immigrants
  13. Steevy

    Rules for medical

    You can apply for Permanent Resident status provided you meet applicable requirements that would depend on an immigration program you select. As for your health condition, you will need to pass a medical exam that is required of all PR applicants at a certain application stage. Once your...
  14. Steevy

    Parent Visiting - health care and insurance

    Agreed with canuck78, if no treatment is required, then it is not an emergency. Each insurance policy has its own policy wording with applicable conditions. Yet, in case of a flu, as a viral condition, it does require treatment, especially when accompanied by high fever. Looks like it was up to...
  15. Steevy

    Parent Visiting - health care and insurance

    Yes, visitors insurance will only cover medical emergency treatment costs, which excludes anything related to a routine check up, continuation of an ongoing treatment, elective or cosmetic treatment. Yet, "emergency" is a generalized term used by private insurance companies and what it means...
  16. Steevy

    Buy Private Insurance? (First Landing soon)

    You can get a private insurance to cover possible medical emergencies while you are in Canada from a Canadian insurance provider. For a week, the policy will not cost to much. You can get an online quote here and see the option for yourself as well - Visitors to Canada Insurance Quotes As for...
  17. Steevy

    OWP and Health Insurance

    Yes, you can get a private medical emergency insurance policy despite the fact that you are already here. Just note that there is an applicable waiting period of 48-hours to 8 days (depending on the insurance plan you choose and how many days you've been in Canada for since the date of your most...
  18. Steevy

    Should I buy travel/health insurance policy from Indian companies before arriving to Canada?

    Agreed with zardoz that it is way easier to deal with a Canadian insurance provider when it comes to visitors insurance. As for which insurance plan to choose, there are quite a few options available on the market for people coming over to Canada. I would suggest to take a look and compare...
  19. Steevy

    INSURANCE FOR PRE EXISTING CONDITION LIKE PREGNANCY

    Coverage availability would depend on whether or not person to be insured is pregnant. If she is, then she can only get pregnancy complications coverage (a benefit under a medical emergency insurance policy for visitors to Canada from Manulife). Pregnancy complications coverage is valid for up...
  20. Steevy

    Newcomer - MSP 1st year

    Just call MSP office and they'll tell you exactly what is happening to your husband's coverage. From the Lower Mainland call 604 683-7151. From the rest of B.C. call toll-free 1 800 663-7100