Hi ,deepcur, can we send two applications in the same package? Use a jump clip to group the documents?
Also, I have a BoA credit card , can I use the same to pay for my spouse too?
As others have said, please try to increase your ielts score and get the educational assessment done for yourself and your wife.
That would increase your score and you will have better chances
I think the time for OINP is still 45 days. FAQ says so. The 14 days time is only after the one-key registration. So if you wait till the 30th day and then create the one-key you should be OK to submit it in those 15 days.
Correct me if I am wrong.