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Appreciate your revert! I wish that is the case but this five and half months of nail biting process took a toll on me and just don't want to set too optimistic expectations. Because too optimistic expectations are the only reason why the sanity of our minds was compromised in this wait game :D...

Appreciate your revert . Copy that! Cheers!

Eligibility goes hand in hand with background check which further is broken down into Criminality and Security. After the case analyst has a 'met or recommended pass' judgement on your eligibility , your Criminality is passed against your submitted PCC(s) . This is the point IP2 stage is...

Appreciate your response! I will wait it out. Cheers!

@gau55555 ,@tobs ,@cansha guys need your wisdom here , I know I may be playing dumb but I am confused by the answers I got from a very nice agent. I had a so called ghost update yesterday and I called today to inquire about it. She told me that my background verification is complete and...

I couldn't resist myself from replying to this reply of yours @gau55555 . An assurance possibly could not be crafted in better words than these in this context. A big admirer of the noble work you and some of your June buddies are doing across the different threads :) Keeping the sinking hopes...

Congratulations! It was quick, just the other day we were discussing about your criminality in progress :D Cheers!

Apparently never ordered one after the 18th Dec call with agent when he said eligibility is Recommended Pass. Unfortunately all the answers after that call ,one to a phone call and two to CSEs have been perplexing and now it is that I am bit skeptical with what the agent had told on 18th Dec...

Thanks @cansha for the clarification. I am aware of the R10 completeness check for all submitted documents including PCC but I was not aware of the recommendation on criminality, right at R10. Cheers!

Thanks for the confirmation Cheers!

Thanks for the insight @tobs . Appreciate that. So as per my understanding from all the detailed discussion you guys usually do , when we have the so called 'IP2' update , that is the point when they validate the PCC and pass the criminality. Is that correct ? In my case, I got a little...

Thanks for the quick revert @TanuP ! Actually I am a bit paranoid with their answers in CSEs and over call. I have like 85% paid home loan , taken 3 years ago . @Gruff mentioned the other day that he was requested an ADR due to personal loan as they deducted personal loan amount from his net...

Hey @TanuP , It seems I am in a similar situation and expecting a review required for POF. Not received any communication yet though. I wanted to know , when did they trigger your background check, I mean criminality was declared passed . Was it long time ago like the standard 90 days after...

Hey Buddy!, I read your post about a request from them on POF after 7 months,it is indeed unfortunate. Looking at your other posts it seems you will get the situation sorted hassle free.Glad to know that. If you don't mind me asking ,what does your background check say on your application...

Congratulations man! This is awesome D , I don't belong to the July team but your post is hilarious :D Cheers!

Silver lining here is that once an officer picks your file for a final judgement , you would have saved the turn around time for an ADR as your document is already uploaded. On the lighter note, welcome to the club of people awaiting an update :D Everyday we visit the haunted site of our...

Hi All , Anybody saw a ghost yesterday ? Cheers!

Hey, You responded to an ADR request from them or you proactively provided the details in an LOE ? In first case you should have received an update in your account regarding the status of uploaded document. To confirm that you could give a call and ask the latest on your Eligibility. In second...

Just do the maths here :D Time instance would still remain the same . Early Morning and post lunch Cheers!

Hey, Try to relax , they are just saying it to keep you off the phone for a while. Nothing to worry about . Not always you end up talking to the same agent :) Since you are still within the processing time, so you are not supposed to be calling them, I had a similar experience yesterday and...