1. So are you suggesting, not just for the child but for us as well it may be a problem to avail coverage once PR card expire ?
2. Another question with regards to work, if we choose to form an incorporation for any business, will that can have any possible issues post expiry of PR card/PR status ?
3. Also one most important thing I just want to clarify, is living in Canada post your PR card expiry, in our case our PR status is also expired (as not met with RO & still staying to stack up days for RO), will this be considered as illegal ? What are the down side if ever IRCC find that out ? Also what are our options during that time ?
PS: By the time we will be inside Canada, we still got 14 months for renewal (so basically we are shorting with only 10 months in meeting RO).
Thanks for the prompt and insightful advices guys. Really appreciate that.
I believe some of the previous responses were based on misunderstandings about what documents you had and the like. Since you have a PR card that's still valid and you're asking about Ontario (I think?), the situation is a bit different.
1. In Ontario the problem is generally getting new coverage with an expired card - Ontario will issue OHiP cards based on an existing valid PR card and proof of resdiency in the province (like a lease). And they don't explicitly tie the OHIP card to the PR card - it will have a different expiry date and you'll have time. (For those with existing coverage and expired PR cards, the situation rarely comes up). BUT: you again will not have an easy time getting provincial coverage of child without PR status (there may be details I don't know about coverage for children of parents who are residents, etc - you'l have to find out but be prepared to get private coverage).
2. No, you can work on an expired card, you just need SIN. In fact apart from getting initial docs (DL, health, SIN, etc) there is not that much you will need PR card for
while you are in Canada. You might have to 're-activate' your SIN if it's been put into dormant status (seemingly mostly an identity theft measure) but PR card will serve for that.
3. As above, very little you need a card for while in Canada. Main downside is you cannot sponsor your child until in compliance, and travel gets problematic/risky. (Also not renew your PR card until in compliance). THere is nothing remotely illegal or wrong about it, and no-one cares - including IRCC (except if you do something like apply for card, try to sponsor a family member, or present at a border ie leave and come back).
Since your time frame past expiry of your card to become compliant is (if I understood correctly) only about five-six months (assuming you come to Canada soon and therefore two years from now is five-six months past August 2023), most of this will be a non-issue EXCEPT sponsoring your child and need to be cautious with travel.