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wafasalih11

Newbie
May 12, 2021
9
1
Hi,

I used a gift deed. I submitted:
- Notarised letter
- Bank statements (6 months) + bank letter confirming my account is in good standing blah, blah, blah.
- Fund transfer slip

My eligibility is passed.
T for thanks lol
If you don't mind me asking, what if I don't have a bank account prior to that and I'm planning on opening a new account specifically for that matter, will that be an issue?
 

Timbuktu_14

Champion Member
Feb 5, 2020
1,452
1,142
If you don't mind me asking, What if I don't have a bank account prior to that and I'm planning on opening an new account specifically for that matter, will that be an issue?
No. The most important thing to prove beyond reasonable doubt that the funds was not borrowed.
 

wafasalih11

Newbie
May 12, 2021
9
1
No. The most important thing to prove beyond reasonable doubt that the funds was not borrowed.
I'm not borrowing the funds, I'm getting them as a gift deed from my parents, the problem is that I do not have a bank account in my home country where my parents live. I'm planning on traveling there once I get an ITA and open a new account to transfer the funds and prepare the necessary documents. In your opinion is it going to be acceptable considering that the account is opened specifically for that matter and does not have history?
 

wafasalih11

Newbie
May 12, 2021
9
1
I'm not borrowing the funds, I'm getting them as a gift deed from my parents, the problem is that I do not have a bank account in my home country where my parents live. I'm planning on traveling there once I get an ITA and open a new account to transfer the funds and prepare the necessary documents. In your opinion is it going to be acceptable considering that the account is opened specifically for that matter and does not have history?
Can someone help me please, will it be acceptable?
 

vvik33

Star Member
Aug 8, 2019
147
66
Category........
FSW
If you don't mind me asking, what if I don't have a bank account prior to that and I'm planning on opening a new account specifically for that matter, will that be an issue?
Hi,

I have similar case as you & this was what I did.
I live in the EU and I showed both mu EU bank statement and my home country bank statement (because parents sent gift deed amount to my home country bank acc instead).

1. Opened new bank account because my old bank blatantly refused to give me bank letter.
2. Transferred all my money from old bank to new bank.
3. New bank gave me bank letter addressed to IRCC with other details like amount held, and closing balance.
4. I attached old bank account statement (6 months) + transfer slip to show where the influx of money in my new account came from.
5. Attached gift deed + 6 months (home country) bank statement showing gift deed transfer.

In summary I submitted gift deed+ home country bank statement + EU bank letter & statement & funds transfer slip. I may have gone over the top lol but I didn't want to take any chances.

Hope this makes sense :)
 
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Jid1234567

Star Member
May 25, 2021
67
147
Yea, you need to get either a reference letter or letter of non-indebtedness from the bank. Also print the bank statement from the date the gift deed hit your account. Attach the bank letter, statement of account and gift deed plus the slip and you're good to go. You've got a nice score, you should get picked from the first FSW draw.
Hmm first draw? I doubt so. I’m sitting at 481. Probably second draw. Fingers crossed. The thing is I will just be opening the acct. it’s a US dollar dom account. Because the way our Nigerian currency is devaluing daily, to be safe, it’s better to just open a dollar acct that way one won’t be affected. Banks can give letter of good standing for a new acct yeah? cos I will def not have 6 months acct statement. So letter of good standing, slip, notarized gift deed, and maybe a month statement of account yeah? If you’re Nigerian too I’m using GTB just in case maybe you know their process. I plan on visiting them soon sha. Thank you for your help.
 

Akrial

Star Member
Jan 26, 2020
74
86
Well... IRCC will have some explaining to do when all the low CRS CEC PRs aged 45+ or 50+ start retiring in 10 years... I expect a big wave of immigration in 10 years to fix today's mistakes.
They are so stupid. The basic idea of immigration was to invite youngsters who will pay taxes to pay for retirement benefits to the aged population. They are giving PR to aged people to meet short term targets
 
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Deleted member 1050918

Guest
They are so stupid. The basic idea of immigration was to invite youngsters who will pay taxes to pay for retirement benefits to the aged population. They are giving PR to aged people to meet short term targets
Although I think a much better way to handle immigration during the pandemic could be found which would minimize the possible damages (like giving the exemptions to outland CoPRs in March 2020 and saving about 30% of the workforce for FSW), I wouldn't call it stupidity. IRCC hadn't experienced a pandemic before so mistakes were bound to happen, they just could be smaller mistakes, it was possible. The damage done is that a vast majority of 2021 PRs are either to be retired soon (in ~10 years), have non-ideal qualifications (lower language or professional abilities, lower education etc.), or both. The same can't quite be said for 2020 CECs because the cutoffs weren't that far from regular CEC cutoffs, so the immigration system didn't get damaged all too bad in 2020.
 
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