That's really silly process of them, for me I have submitted my application since February 11, for PhD
I have funded scholarship for entire period of my study with bank statement/ home and car / biometric and upfront medical / MSc from UK
I sent them an email to ask about their decision since July with no reply !! REALLY after the 6 months they will reject my application???!!!
by the way in less than my application many of my colleagues got visa from UK and Europe!!
Its illogic to refuse our application after this period !!