What proof are you sending that you will return to Canada and of cohabitation will you be adding?
Yes, for "Proof of Intent to return to Canada" I answered that in post#285 and as for "Proof of Cohabitation" I provided (as we only have 1 joint account which is our RENTAL LEASE agreement):
1) Copy of our present JOINT RENTAL LEASE AGREEMENT. (both of our names)
2) Copy of our landlords identification
3) Copy of our recent January rental receipt (both of our names)
4) Copy of our January gated community monthly dues (both of our names)
5) We wrote a DETAILED letter explaining why we did not have any other JOINT ACCOUNTS together explaining to them we were fully aware of this CIC requirement when we got married this past April and looked into setting up joint accounts together for this reason but that our original house we paid the electricity & water directly to the landlord next door and then after searching for a couple months to find a nicer place to live we finally found a brand new house in a gated community that we liked in our area but the electricity & water bills are in our landlords name that we pay each month in his name and cannot change it.
We also told them our internet provider "GLOBE" had told us that they only have INDIVIDUAL ACCOUNTS for bill payments and don't do JOINT ACCOUNTS and we checked with my wife's existing bank (BPI) and they told us they only give JOINT ACCOUNTS to Philippine residents and not foreigners on the joint bank accounts. So we basically explained it was not a lack of trying on our part to get joint accounts together but this is the reason we only have a joint rental agreement together.
6) I don't know if it would help our case but we even took a picture of us together outside our gated community with the name of the subdivision on the gate with a TIMESTAMP of December 31st 2018 just as an added extra.