Just pay off your credit card if you can. Easiest solution, then don't need to mention anything about it.
Working in a bank institution I know that for a fact. But was just going by the rule here. In my case I will put the CC in the PoF as it does not hurt it.
Your main account (where you are keeping your funds) along with a statement for the past 6 months should suffice
Thanks a lot, but what I am worried is what if CIC find out abt it then my application may be cancelled asthey expect us to be transparent completely.
If they find out it is missinterpretation. I cannot tell you what to do, but, the way banking system works, they can hardly find out
I am not aware of how this works, but I guess it should be difficult for anyone to get info from every bank in the world
CIBIL maintains a credit score of all Indians. When you request a loan from a bank, they get a report from CIBIL. You can also personally order them if you want to review your credit worthiness. The report is extremely comprehensive with details of every loan and every payment towards the loan you have made, and has the late payments & outstanding amounts marked.
Ok. So this is a credit score and it is limited in some countries. We have similar here (not in Canada) too. I dont know how detailed the report is, but reading it out is just like CRS, the higher, the better
Yeah, I saw India was on the CIBIL covered countries (mine wasnt). In that case, the risk for hiding information would be too high.
