Update narrative means they would like to know yr current financial situation I think.
Yes it’s freezing in feb in Montreal, I have been there last feb. u got to be very careful. Keep yrself warm all the times, u would need really good jacket, Gloves, cap, scarf and most important waterproof shoes with wool inside. Then u should be fine. If u need more info let me know.
By the way where r u from and which country U have applied from.
U must have experienced cold weather but Canada is really cold and weather gets worse in minutes, so must be prepared all the times.