Medyo late na for September intake. You have, give or take, 3 weeks. It's much wiser to defer to the next semester.
I think it's a challenge for nursing grads to get a student visa because sa sinabi mo na sistema dito sa Pinas. Many go into an unrelated field after graduation, eh importante sa VO ang stable work history connected sa degree mo.
I don't think it's the money that's the problem per se, yung background mo ang reason, I think. Pero try to strengthen your SOP and explain how this nursing degree will give you an advantage over other nursing graduates in the Philippines. Better sana if you can have someone guarantee you a job when you return. Ano sabi ng counselor mo?