Thank you >>>>>>>>> Legalfalcon <<<<<<<<<<<

[abcvita2012]

If its from the same bank, you should declare the loan. It will not be a problem as long as you have enough available PoF.

The issue is if the car loan outstanding value is deducted from my savings then I will not have enough funds.

 

[legalfalcon]

The issue is if the car loan outstanding value is deducted from my savings then I will not have enough funds.

The PoF does not go by deducting the loan amount from what you show. Instead it is dependent on your salary and what you earn and the instalments you pay. You can even leave it, but if IRCC calls your bank to verify, highly unlikely, you may be in trouble. Had this loan been from another financial institution, you would have been good.

I am saying this because IRCC specifically state:

"the applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans."

 

[omarkhan]

Dear legalfalcon:
I am working as a lecturer in a public sector university and am therefore a government employee. Even my passport mentions my profession as "government officer". My confusion is to answer in positive or negative to the question about holding any government positions?

Secondly, if my pof which is in local currency falls below the lico after I submit the eApr due to inflation will my application be rejected or will they give me a chance to upload an updated statement?
Would be really grateful if you could help. Thank you

 

[Rk Gunner]

Hello all,

I received NOI from Ontario few days back and I have trying get everything ready.

My question is can I show my parents or any other individual funds as POF for the application as long as they are willing to write a sponsor letter for me?

Please advise.. Thank you

 

[abcvita2012]

The PoF does not go by deducting the loan amount from what you show. Instead it is dependent on your salary and what you earn and the instalments you pay. You can even leave it, but if IRCC calls your bank to verify, highly unlikely, you may be in trouble. Had this loan been from another financial institution, you would have been good.

I am saying this because IRCC specifically state:

"the applicant should provide an official letter(s) from one or more financial institutions that lists all current bank and investment accounts as well as outstanding debts, such as credit card debts and loans."

Alright now I understand. Thanks.

 

[legalfalcon]

Dear legalfalcon:
I am working as a lecturer in a public sector university and am therefore a government employee. Even my passport mentions my profession as "government officer". My confusion is to answer in positive or negative to the question about holding any government positions?

You will need to answer "YES"

Secondly, if my pof which is in local currency falls below the lico after I submit the eApr due to inflation will my application be rejected or will they give me a chance to upload an updated statement?

Your application is locked the date you file is, so on the date of your application if you had enough PoF, you are good. If due to fluctuation the funds go down, it will not impact you. However, you should make sure that you have a little extra over the minimum required. May be a few hundred dollars.

Would be really grateful if you could help. Thank you

 

[legalfalcon]

Hello all,

I received NOI from Ontario few days back and I have trying get everything ready.

My question is can I show my parents or any other individual funds as POF for the application as long as they are willing to write a sponsor letter for me?
No. the funds have to be with you in your possession, unencumbered. They can be gifted to you, but sponsorship letters will not work.

Please advise.. Thank you

 

[omarkhan]

Thank you very much dear legalfalcon. That really helped.

 

[Rk Gunner]

Thanks legalfalcon

 

[Deepi_911]

Only if your PCC mentions your passport number.

Sorry, but can you please explain. I did not understood it well.

 

[AWD]

A quick question - do we need to send last 6 months banks statement if we have a letter from bank indicating average balance for six months? Does cic ask for detailed statements although bank has issued letter?Actually, I am inquiring for my brother who has a personal loan running in a different bank but emi is being debited from account where balance is maintained. Personal loan was taken almost 2 years back and have an outstanding due of 10K CAD. Account balance is maintained at 14K CAD and we have letter from bank indicating last 6 months balance without any outstanding dues or loan. My brother has received ITA, so was thinking of whether to avoid disclosing loan details from other bank.Please advise

 

[Chef Sumit]

Dear legalfalcon,

I have asked many questions in the past from you and you have always replied so thanks for that. I have one more query:

My AOR is 30th March 2017
Medicals passed 2nd June
BG changed to IP1 from NA on 3rd June
BG changed to NA on 18th June
Docs section changed to "No additional documents required" on 14th July

Since then there has been no change in BG status to IP2 or NA, should we be worried or is it OK. I was concerned as lot of April AOR and even some from may have received PPR.

Me and my wife do have a lot of travel history and all together we had to submit 7 PCC for both of us from India, Sri Lanka, UK and USA. Do you think this could be reason for delay in our application?

Please do let us know your opinion and any action that we should take, it has been 116 days since AOR.

Thanks in advance.

 

[pino1130]

Dear @legalfalcon
How old should the bank letter be? I took it on 20 July and plan to submit on Aug 7. Is it ok? Thanks ya

 

[Canadianspirit]

Dear Legalfalcon please advise

My name on my diplomas is a little different in middle names spelling than my rest of my documents however my ECA was issued with the same name as on my documents and I told them about the name discrepancy. How do you solve this discrepancy?

Also I changed my address recently and still waiting on my FBI PCC and I asked USPS to forward my old address to my new address so I can get my mail and I kept my zip code for credit card charging by FBI so it would go through. Any idea on the best course of action here to make sure I won't miss the FBI documents please?

 

[omarkhan]

Dear @legalfalcon:

According to the cic website:

"If a supporting document is in a language other than English or French, the applicant must provide IRCC with:

• the English or French translation; and
• an affidavit from the person who completed the translations; and
• a certified photocopy of the original document."

I have a confusion regarding the certified photocopy. Should the photocopy be a black and white or in color? And should the affidavit be missing would that be a problem, as I shall be translating it from the notary public's office itself and he shall be notarising it also. I will ofcourse ask him to give me an affidavit also, but just in case.

Also, one of my documents is in both English and native language, do i still need to translate that.

My last question is, whether the affidavits of the translator be required for each and every document or one affidavit mentioning all the documents be sufficient?

Please advise. And sorry for a long query Thank you.