You can show the funds in your wife's account if she's accompanying you, along with a letter signed by her saying you have her consent to use the money for immigration.I had some specific questions. For eg. I have one account in which my salary gets credited and from where all emi's go for my loans and there is another account which is under my wife's name and has the requisite amount of proof of funds which are more than six months old. The question if whether cic will deduct the on going loan amount from my available funds and see my net worth. And since I have separate bank account, do I even need to disclose my salary account to them. Nevertheless, I'll read the thread in other forums. Thanks
I'm not sure about the procedure if she's not accompying you. Good luck.