PGP 2025

[glenn9090]

thanks @scylla for the headsup. I am processing the supervisa application now and hope to get this approved.

 

[canuck78]

thanks @scylla for the headsup. I am processing the supervisa application now and hope to get this approved.
[/QUOTE

Even if she gets approved she needs to have a plan to return to her home country. Supervisa insurance only covers emergency care so if she has chronic health issues that is not covered.

 

[YVR123]

thanks everyone for clarifying this. Yes I know supervisa is an option. but having the supervisa insurance is pretty expensive. considering the age and health conditions.

if I get her on supervisa. Can I apply for PR on humanitarian grounds. off the 4 ....3 siblings are in Canada. Would this help?

If she has serious health conditions, she may not pass medical for PGP sponsorship/PR application.

And as pointed out already, be prepared for cost of treatment if she has health condition while staying in Canada as a visitor (supervisa is visitor visa and the insurance only covers emergency).
If you think supervisa is expensive, the healthcare cost is much higher if she needs any treatment/visit.

 

[glenn9090]

If she has serious health conditions, she may not pass medical for PGP sponsorship/PR application.

And as pointed out already, be prepared for cost of treatment if she has health condition while staying in Canada as a visitor (supervisa is visitor visa and the insurance only covers emergency).
If you think supervisa is expensive, the healthcare cost is much higher if she needs any treatment/visit.

this means that supervisa insurance is only for emergency use?. Can't i go to a clinic for a checkup on regular basis?.

 

[canuck78]

this means that supervisa insurance is only for emergency use?. Can't i go to a clinic for a checkup on regular basis?.

Supervisa is just emergency travel medical insurance for an older population that tends to stay longer than typical vacations which also increases the risk of a health emergencies. Routine care or care for chronic conditions isn’t covered. Neither are medications that people are currently taking.

 

[YVR123]

this means that supervisa insurance is only for emergency use?. Can't i go to a clinic for a checkup on regular basis?.

No!

You can try to find doctors (mostly walk-in clinic) that will accept visitors to pay in cash/credit card.

But regular checkup is seldom covered in any travel health insurance.

 

[canuck78]

No!

You can try to find doctors (mostly walk-in clinic) that will accept visitors to pay in cash/credit card.

But regular checkup is seldom covered in any travel health insurance.

Would add that access to specialist care may be very difficult for private payers in non-emergency situations. A supervisa is just a visitor visa that allows you to visit for longer but is not a vehicle to live in Canada and put demand on services. Think many are under the false impression that this will allow parents to live in Canada like other seniors with permanent status.

 

[Copingwithlife]

this means that supervisa insurance is only for emergency use?. Can't i go to a clinic for a checkup on regular basis?.

Just to give you an idea . I had to go into a walkin clinic the other day in Toronto .
The clinic has the fees posted for non insured individuals. Private insurance is not accepted . $140 to see a Dr. That does not include any tests that may be required. Those are extras fees for non insured people.
Cash & credit cards . You deal with your insurance yourself .

 

[glenn9090]

Just to give you an idea . I had to go into a walkin clinic the other day in Toronto .
The clinic has the fees posted for non insured individuals. Private insurance is not accepted . $140 to see a Dr. That does not include any tests that may be required. Those are extras fees for non insured people.
Cash & credit cards . You deal with your insurance yourself .

how much is the typical cost of the supervisa insurance.? I got a quote from Manulife for a coverage of 100,000 for $2800+ per year. Is this normal?

 

[scylla]

how much is the typical cost of the supervisa insurance.? I got a quote from Manulife for a coverage of 100,000 for $2800+ per year. Is this normal?

It will be hard for anyone to comment without knowing the coverage details of the policy, deductible, etc.

 

[glenn9090]

It will be hard for anyone to comment without knowing the coverage details of the policy, deductible, etc.

Zero deductible. existing medical condition (nothing serious - just BP and sugar) age: 68

 

[canuck78]

Zero deductible. existing medical condition (nothing serious - just BP and sugar) age: 68

BP and diabetes are quite huge risk factors for many expensive medical emergencies. Seems a bit high but have not seen a ton of comparable recently. One trip to the ED is probably 1k minimum so understandable while costs are high.